16 Emerald Crest Ct, Bloomington, IL 61705 Property Records

McLean County property record for 16 Emerald Crest Ct, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,584 sqft · built 2005
Lot Size	0.351 acres (15,294 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Dec 2020)
Tax Bill	$10,165 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-18-352-001`

Property Details

APN / Parcel Number

Primary APN	`21-18-352-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,584 sqft Living Area
Gross Area	4,341 sqft
1st Floor Area	1,471 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	15,294 sqft (0.351 acres)
Lot Dimensions	126 ft deep x 121 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	140 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 EMERALD CREST CT
City	BLOOMINGTON
State	IL
Zip	61705-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FOX CREEK COUNTRY CLUB 12TH ADD LT 448
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX CREEK
Legal Lot Number	448
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1080
Census Tract	1402

Owner

16 Emerald Crest Ct is owned and occupied by an individual who bought it in December 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	May 5, 2006 · Amount on File
Deed Document Number	202027749
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 18, 2020
Property Address	16 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	202000027749
Map Reference	DOC 2004-0000570
Instrument Date	Nov 16, 2020
Instrument	2020-00027749
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E FRIDAY, GRIDLEY, IL 61744
Investor	Possibly a Property Investor

Mortgage

Document Number	202000027750
Date	Dec 18, 2020
Instrument	2020-00027750

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,463 Land $26,250 Building $114,213	$421,389 Land $78,750 Building $342,639
2024	$10,165.00 (+9.05%)
2023	$9,321.00	$116,021 Land $21,682 Building $94,339	$348,063 Land $65,046 Building $283,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Emerald Crest Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Emerald Crest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20