4 Emerald Crest Ct, Bloomington, IL 61705 Property Records

McLean County property record for 4 Emerald Crest Ct, Bloomington, IL 61705 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,778 sqft · built 2009
Lot Size	0.419 acres (18,258 sqft)
Owner	2 Individual Names on File
Last Sale	$638,000 (Aug 2025)
Tax Bill	$14,534 (2024)
Deeds & Mortgages	Nov 2010 Mortgage Dec 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-353-008`

Property Details

APN / Parcel Number

Primary APN	`21-18-353-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,778 sqft Living Area
Gross Area	5,590 sqft
1st Floor Area	1,698 sqft
Basement Area	1,438 sqft
Finished Basement	1,438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	18,258 sqft (0.419 acres)
Lot Dimensions	147 ft deep x 104 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 EMERALD CREST CT
City	BLOOMINGTON
State	IL
Zip	61705-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX CREEK COUNTRY CLUB 14TH ADD LT 505
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX CREEK
Legal Lot Number	505
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1077
Census Tract	1402

Owner

Source: McLean County records · APN 21-18-353-008

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Dec 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jun 19, 2009	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Apr 17, 2024	Deed, Transfer · Conventional Mortgage US BANK NA
Nov 28, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 16, 2011	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Apr 17, 2024 · Amount on Record
Deed Document Number	202512018
Prior Transfer Date	Aug 23, 2022
Prior Transfer Doc	0000020696
Record Updated	Sep 20, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000029294
Date	Nov 19, 2010
Instrument	2010-00029294

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2025

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900038943
Date	Dec 22, 2009
Instrument	2009-00038943

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2025

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200900019217
Date	Jun 19, 2009
Instrument	2009-00019217

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 08, 2010

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2024
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	202400004593
Map Reference	DOC 2006-19310
Instrument Date	Apr 03, 2024
Instrument	2024-00004593
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number	202400004595
Date	Apr 17, 2024
Instrument	2024-00004595

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate	6.87%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 28, 2022
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	202200020696
Map Reference	DOC 2006-19310
Instrument Date	Aug 23, 2022
Instrument	2022-00020696
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

September 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 16, 2011
Property Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	201100020501
Map Reference	DOC2006-19310
Instrument Date	Sep 08, 2011
Instrument	2011-00020501
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number	201100020502
Date	Sep 16, 2011
Instrument	2011-00020502

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2026

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,091 (+21.07%) Land $34,929 Building $163,162	$594,273 (+21.07%) Land $104,787 Building $489,486
2024	$14,534.00 (+8.84%)
2023	$13,354.00 (+5.97%)	$163,621 (+10.09%) Land $28,851 Building $134,770	$490,863 (+10.09%) Land $86,553 Building $404,310
2022	$12,602.00	$148,623 Land $26,206 Building $122,417	$445,869 Land $78,618 Building $367,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
AMG Technology Investment Group	Fixed Wireless	800 / 400
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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