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4 Emerald Crest Ct, Bloomington, IL 61705 Property Records

McLean County property record for 4 Emerald Crest Ct, Bloomington, IL 61705 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,778 sqft · built 2009
Lot Size0.419 acres (18,258 sqft)
Owner2 Individual Names on File
Last Sale$638,000 (Aug 2025)
Tax Bill$14,534 (2024)
Deeds & MortgagesNov 2010 Mortgage
Dec 2009 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN21-18-353-008

Property Details

APN / Parcel Number

Primary APN21-18-353-008

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,778 sqft Living Area
Gross Area5,590 sqft
1st Floor Area1,698 sqft
Basement Area1,438 sqft
Finished Basement1,438 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area18,258 sqft (0.419 acres)
Lot Dimensions147 ft deep x 104 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area812 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Deck AreaDeck Area
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 EMERALD CREST CT
CityBLOOMINGTON
StateIL
Zip61705-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX CREEK COUNTRY CLUB 14TH ADD LT 505
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionFOX CREEK
Legal Lot Number505
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1077
Census Tract1402

Owner

Source: McLean County records · APN 21-18-353-008

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2010Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Dec 22, 2009Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Jun 19, 2009Deed of Trust, Mortgage · Construction Mortgage
HEARTLAND BANK & TRUST CO
Apr 17, 2024Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 28, 2022Intrafamily Transfer, Transfer
ATTORNEY
Sep 16, 2011Joint Tenancy Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleApr 17, 2024 · Amount on Record
Deed Document Number202512018
Prior Transfer DateAug 23, 2022
Prior Transfer Doc0000020696
Record UpdatedSep 20, 2026

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyREPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201000029294
DateNov 19, 2010
Instrument2010-00029294
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 01, 2025

December 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900038943
DateDec 22, 2009
Instrument2009-00038943
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2025

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number200900019217
DateJun 19, 2009
Instrument2009-00019217
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueMar 08, 2010

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionMCLEAN IL
Recording DateApr 17, 2024
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number202400004593
Map ReferenceDOC 2006-19310
Instrument DateApr 03, 2024
Instrument2024-00004593
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number202400004595
DateApr 17, 2024
Instrument2024-00004595
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate6.87%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateNov 28, 2022
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number202200020696
Map ReferenceDOC 2006-19310
Instrument DateAug 23, 2022
Instrument2022-00020696
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

September 2011: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionMCLEAN IL
Recording DateSep 16, 2011
Property Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number201100020501
Map ReferenceDOC2006-19310
Instrument DateSep 08, 2011
Instrument2011-00020501
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyREPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number201100020502
DateSep 16, 2011
Instrument2011-00020502
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2026

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$198,091 (+21.07%) Land $34,929 Building $163,162$594,273 (+21.07%) Land $104,787 Building $489,486
2024$14,534.00 (+8.84%)
2023$13,354.00 (+5.97%)$163,621 (+10.09%) Land $28,851 Building $134,770$490,863 (+10.09%) Land $86,553 Building $404,310
2022$12,602.00$148,623 Land $26,206 Building $122,417$445,869 Land $78,618 Building $367,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
AMG Technology Investment GroupFixed Wireless800 / 400
VerizonFixed Wireless300 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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