10 Emerald Crest Ct, Bloomington, IL 61705 Property Records

McLean County property record for 10 Emerald Crest Ct, Bloomington, IL 61705 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,691 sqft · built 2009
Lot Size	0.394 acres (17,154 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2020)
Tax Bill	$11,401 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-353-011`

Property Details

APN / Parcel Number

Primary APN	`21-18-353-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,691 sqft Living Area
Gross Area	4,579 sqft
1st Floor Area	1,243 sqft
Basement Area	944 sqft
Finished Basement	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	17,154 sqft (0.394 acres)
Lot Dimensions	136 ft deep x 120 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	220 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 EMERALD CREST CT
City	BLOOMINGTON
State	IL
Zip	61705-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX CREEK COUNTRY CLUB 14TH ADD LT 502
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX CREEK
Legal Lot Number	502
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1077
Census Tract	1402

Owner

Source: McLean County records · APN 21-18-353-011

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Aug 19, 2020	Warranty Deed, Transfer BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING
Jun 11, 2018	Warranty Deed, Transfer · ARM CEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	202016203
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 19, 2020
Property Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	202000016203
Map Reference	DOC 2006-19310
Instrument Date	Jul 14, 2020
Instrument	2020-00016203
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number	202000016204
Date	Aug 19, 2020
Instrument	2020-00016204

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 19, 2020
Property Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	202000016202
Map Reference	DOC 2006-19310
Instrument Date	May 29, 2020
Instrument	2020-00016202
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Tax	$517.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE ROAD, DANVERS, MA

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 11, 2018
Property Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500
Document Number	201800009012
Map Reference	DOC2006-19310
Instrument Date	May 10, 2018
Instrument	2018-00009012
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 EMERALD CREST CT, BLOOMINGTON, IL 61705-4500

Mortgage

Document Number	201800009013
Date	Jun 11, 2018
Instrument	2018-00009013

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,775 (+21.07%) Land $28,107 Building $128,668	$470,325 (+21.07%) Land $84,321 Building $386,004
2024	$11,401.00 (+8.96%)
2023	$10,463.00	$129,493 Land $23,216 Building $106,277	$388,479 Land $69,648 Building $318,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
AMG Technology Investment Group	Fixed Wireless	800 / 400
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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