16 Commerce St, Taneytown, MD 21787 Property Records

Carroll County property record for 16 Commerce St, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1953
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,592 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-017837`

Property Details

APN / Parcel Number

Primary APN	`01-017837`
Alternative APNs	`1017837` `017837`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017837
Street Address	16 COMMERCE ST
City	TANEYTOWN
State	MD
Zip	21787-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LTS 154,155,156,157- 16 COMMERCE ST 1C-112 TANEYTOWN
Legal Subdivision	TANEYTOWN
Legal Lot Number	154-156
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	3
Census Block	3038
Census Tract	501002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16 COMMERCE ST, TANEYTOWN, MD 21787-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Mar 31, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2026
Transfer Doc	1172000377
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	16 COMMERCE ST, TANEYTOWN, MD 21787-2022
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COMMERCE ST, TANEYTOWN, MD 21787-2022

Mortgage

Document Number	0117060456
Date	Mar 11, 2026
Book Page	11706/456

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Mar 31, 2026
Property Address	16 COMMERCE ST, TANEYTOWN, MD 21787-2022
Document Number	0117270377
Book / Page	11727 / 377
Map Reference	MB 1-C PG 112
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	16 COMMERCE ST, TANEYTOWN, MD 21787-2022

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,592.00 (+114.93%)	$174,000 (+6.23%) Land $78,100 Building $95,900	$174,000 (-) Land $78,100 Building $95,900
2025	$1,206.00 (-43.93%)	$163,800 (+14.23%)	$174,000 (+21.34%) Land $78,100 Building $95,900
2023	$2,151.00	$143,400 Land $78,100 Building $65,300	$143,400 Land $78,100 Building $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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