15 Commerce St, Taneytown, MD 21787 Property Records

Carroll County property record for 15 Commerce St, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1969
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$178,200 (Jun 2017)
Tax Bill	$3,018 (2026)
Deeds & Mortgages	Mar 2017 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-014196`

Property Details

APN / Parcel Number

Primary APN	`01-014196`
Alternative APNs	`1014196` `014196`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	014196
Street Address	15 COMMERCE ST
City	TANEYTOWN
State	MD
Zip	21787-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LTS 181 THRU 183 - 9 15 COMMERCE ST 1C-112
Legal Subdivision	TANEYTOWN
Legal Lot Number	181
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	3
Census Block	3036
Census Tract	501002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 COMMERCE ST, TANEYTOWN, MD 21787-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
May 24, 2017	Grant Deed, Transfer ASSOCIATES TITLE, ASSOCIATED TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	20178705-0324
Deed Book / Page	8705 / 324
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	15 COMMERCE ST, TANEYTOWN, MD 21787-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086240459
Date	Mar 3, 2017
Book Page	8624/0459
Instrument	8624-0459

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	275 Months
Due	Feb 1, 2040

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 24, 2017
Property Address	15 COMMERCE ST, TANEYTOWN, MD 21787-2020
Document Number	0087050324
Book / Page	008705 / 000324
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ASSOCIATES TITLE, ASSOCIATED TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COMMERCE ST TANEYTOWN MD 217872020, TANEYTOWN, MD 21787-2020

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,018.00 (+5.86%) Homeowner's exemption	$215,200 (+26.74%) Land $75,000 Building $140,200	$215,200 (+26.74%) Land $75,000 Building $140,200
2025	$2,851.00 (+11.94%) Homeowner's exemption
2023	$2,547.00 Homeowner's exemption	$169,800 Land $75,000 Building $94,800	$169,800 Land $75,000 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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