14 Commerce St, Taneytown, MD 21787 Property Records

Carroll County property record for 14 Commerce St, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1975
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2025)
Tax Bill	$3,793 (2026)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-018590`

Property Details

APN / Parcel Number

Primary APN	`01-018590`
Alternative APNs	`1018590` `018590`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	018590
Street Address	14 COMMERCE ST
City	TANEYTOWN
State	MD
Zip	21787-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LTS 152 & 153 - 6250 14 COMMERCE ST 1C-112 NW/S REAVER PROP
Legal Subdivision	STANLEY C REAVER PROP
Legal Lot Number	152
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	3
Census Block	3038
Census Tract	501002

Owner

14 Commerce St is owned by two individuals who bought it in September 2025.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1250 MARBLE QUARRY RD, UNION BRIDGE, MD 21791-8926
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed, Transfer · Line of Credit QUEEN ACRES ENTERPRISES LLC
Apr 6, 2022	Deed, Transfer · Stand-Alone First Mortgage WOODSBORO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Book / Page	11564 / 156
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0067050040
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 10, 2025
Property Address	14 COMMERCE ST, TANEYTOWN, MD 21787-2022
Document Number	0115640156
Book / Page	11564 / 156
Map Reference	MB LDM 1C FO 112
Instrument Date	Sep 3, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1250 MARBLE QUARRY RD, UNION BRIDGE, MD 21791-8926

Mortgage

Document Number	0011564162
Date	Sep 10, 2025
Instrument	11564/162

Lender

Name	QUEEN ACRES ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 6, 2022
Property Address	14 COMMERCE ST, TANEYTOWN, MD 21787-2022
Document Number	0107350438
Book / Page	10735 / 438
Map Reference	MB LDM 1C FO 112
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 88, UNION BRIDGE, MD 21791-0088

Mortgage

Document Number	0010735444
Date	Apr 6, 2022
Instrument	10735/444

Lender

Name	WOODSBORO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14 Commerce St was $3,793, up 12.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,793.00 (+12.29%)	$254,600 (+12.27%) Land $75,000 Building $179,600	$254,600 (-) Land $75,000 Building $179,600
2025	$3,378.00	$226,767	$254,600 Land $75,000 Building $179,600
2023	$2,566.00	$171,100 Land $73,000 Building $98,100	$171,100 Land $73,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures