16 Collins St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 16 Collins St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,000 sqft · built 1908
Lot Size	0.107 acres (4,648 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Nov 2019)
Tax Bill	$4,924 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03030 P:0001`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03030 P:0001`
Alternative APN	`30300001`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,648 sqft (0.107 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30300001
Street Address	16 COLLINS ST
City	SPRINGFIELD
State	MA
Zip	01109-3302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	801800

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage SERVICELINK
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 28, 2017	Quit Claim Deed, Transfer · Conventional with PMI FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	201964297
Deed Book / Page	22933 / 507
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	22933-507
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 22, 2026
Property Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number	0000028464
Book / Page	26383 / 397
Instrument Date	May 20, 2026
Instrument	202628464
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302

Mortgage

Document Number	0000028464,
Date	Jun 22, 2026
Book Page	26383/397
Instrument	202628464

Lender

Agreement

Amount	Amount Recorded
Term	277 Months
Due	Jul 1, 2049

Interest

Rate	6.23%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024715-128
Date	Sep 7, 2022
Book Page	24715/128
Instrument	54151

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 1, 2019
Property Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number	22933-507
Book / Page	22933 / 507
Instrument Date	Oct 31, 2019
Instrument	64297
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 ALDEN RD, WINDSOR, CT 06095-1906

Mortgage

Document Number	64298
Date	Nov 1, 2019
Instrument	64298

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 28, 2017
Property Address	16 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number	21786-191
Book / Page	021786 / 000191
Instrument Date	Jul 27, 2017
Instrument	43054
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 COLLINS ST SPRINGFIELD MA 011093302, SPRINGFIELD, MA 01109-3302

Mortgage

Document Number	21786-193
Date	Jul 28, 2017
Book Page	021786/000193
Instrument	43055

Lender

Name	FLORENCE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,924.00 (+21.4%)	$318,500 (+23.12%) Land $38,200 Building $280,300	$321,247
2025	$4,056.00 (+16.72%)	$258,700 (+26.94%) Land $24,300 Building $234,400
2023	$3,475.00	$203,800 Land $21,600 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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