41 Collins St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 41 Collins St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,584 sqft · built 1906
Lot Size	0.107 acres (4,648 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2019)
Tax Bill	$3,469 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03030 P:0012`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03030 P:0012`
Alternative APN	`30300012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,648 sqft (0.107 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30300012
Street Address	41 COLLINS ST
City	SPRINGFIELD
State	MA
Zip	01109-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	801800

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage INLAND BANK & TRUST
Jun 11, 2019	Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST
May 4, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201930858
Deed Book / Page	22703 / 600
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000030858
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026054-587
Date	Oct 3, 2025
Book Page	26054/587
Instrument	47064

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024383-208
Date	Feb 1, 2022
Book Page	24383/208
Instrument	6547

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022977-210
Date	Nov 27, 2019
Book Page	22977/210
Instrument	70462

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 11, 2019
Property Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Document Number	22703-600
Book / Page	22703 / 600
Instrument Date	Jun 7, 2019
Instrument	30858
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CLEMENTE ST APT 1R, 1R, HOLYOKE, MA 01040-5673

Mortgage

Document Number	30859
Date	Jun 11, 2019
Instrument	30859

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	May 4, 2017
Property Address	41 COLLINS ST, SPRINGFIELD, MA 01109-3301
Document Number	21667-428
Book / Page	021667 / 000428
Instrument Date	Apr 14, 2017
Instrument	24380
Transaction Type	Foreclosure
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 HARVARD ST WORCESTER MA 016092833, WORCESTER, MA 01609-2833

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,469.00 (+5.7%)	$224,400 (+7.21%) Land $23,500 Building $200,900	$258,546 (+4.55%)
2025	$3,282.00 (+30.13%)	$209,300 (+41.51%) Land $24,300 Building $185,000	$247,285 (-1.66%)
2024			$251,465
2023	$2,522.00	$147,900 Land $21,600 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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