38 Collins St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 38 Collins St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 558 sqft · built 1903
Lot Size0.119 acres (5,201 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 2023)
Tax Bill$4,401 (2025)
Deeds & MortgagesApr 2025 Mortgage
Nov 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNSPRI S:03030 P:0006

Property Details

APN / Parcel Number

Primary APNSPRI S:03030 P:0006
Alternative APN
  • 30300006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area558 sqft Living Area

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area5,201 sqft (0.119 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number30300006
Street Address38 COLLINS ST
CitySPRINGFIELD
StateMA
Zip01109-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3004
Census Tract801800

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2025Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Nov 10, 2023Quit Claim Deed, Transfer
Jul 17, 2020Deed of Trust, Mortgage · Commercial Mortgage
MONSON SAVINGS BANK
Jun 6, 2022Quit Claim Deed, Transfer · Commercial Mortgage
TAILOR RDG RE LENDING
Jun 26, 2018Quit Claim Deed, Transfer · Commercial Mortgage
WESTFIELD BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2023 · Amount on Record
Deed SaleNov 10, 2023 · Amount on Record
Prior SaleJun 6, 2022 · Amount on Record
Deed Book / Page25223 / 492
Transfer Doc0020153-66
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025829-179
DateApr 16, 2025
Book Page25829/179
Instrument16549
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateNov 10, 2023
Property Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number025223-492
Book / Page25223 / 492
Instrument DateNov 7, 2023
Instrument53763
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023316-320
DateJul 17, 2020
Book Page23316/320
Instrument38569
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJun 6, 2022
Property Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number0024580-16
Book / Page24580 / 16
Instrument DateJun 6, 2022
Instrument34159
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 HUNTINGTON AVE STE 17, 17, BOSTON, MA 02115-3156

Mortgage

Document Number0000034160
DateJun 6, 2022
Instrument34160
Lender
NameTAILOR RDG RE LENDING
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJun 26, 2018
Property Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302
Document Number022236-281
Book / Page22236 / 281
Instrument35970
Transaction TypeTransfer
Record UpdatedMay 13, 2022

Transaction

AmountAmount Recorded
Tax$16.81
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COLLINS ST, SPRINGFIELD, MA 01109-3302

Mortgage

Document Number0222360289
DateJun 26, 2018
Instrument22236/0289
Lender
NameWESTFIELD BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,401.00 (+62.52%)$280,700 (+76.76%) Land $24,800 Building $255,900$295,355 (+9.43%)
2024$269,895
2023$2,708.00$158,800 Land $22,000 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Collins St

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