16 Carriage Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 16 Carriage Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,106 sqft · built 1988
Lot Size0.178 acres (7,763 sqft)
OwnerIndividual Name on File
Last Sale$133,700 (Dec 1988)
Tax Bill$2,199 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN4126-03-00-0710

Property Details

APN / Parcel Number

Primary APN4126-03-00-0710
Alternative APNs
  • 31142603000710
  • 26143103000710
  • 4935088.0
  • 4935088

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,106 sqft Living Area
Gross Area2,631 sqft
1st Floor Area1,946 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,763 sqft (0.178 acres)
View / LotLake Front
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4935088
Street Address16 CARRIAGE CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 INC PER OR 3231 PG 0179 PER UNREC D/C
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionCARRIAGE CREEK
Legal Tract03
Legal Lot Number71
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1006
Census Tract83203

Owner

16 Carriage Creek Way is owned and occupied by an individual who bought it in December 1988.

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 1988 · Amount on File
Deed SaleDec 15, 1988 · Amount on File
Prior SaleMay 15, 1988 · Amount on File
Deed Book / Page3231 / 179
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateMay 6, 2026
Property Address16 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6749
Document Number0000081656
Book / Page8849 / 3814
Instrument DateApr 28, 2026
Instrument202681656
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081656,
DateMay 6, 2026
Book Page8849/3814
Instrument202681656
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 25, 2056
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Carriage Creek Way was $2,199 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,735 (+2.7%)$342,832 (-0.98%) Land $60,000 Building $282,832
2025$2,199.00 Homeowner's exemption Widower's exemption$181,826$346,233 Land $60,000 Building $286,233
2023$2,038.00 Senior Citizen's exemption$171,556 (+3%)$349,252 (+21.17%) Land $60,000 Building $289,252
2022$2,038.00 Senior Citizen's exemption$166,559$288,227 Land $68,000 Building $220,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Carriage Creek Way is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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