Volusia County property record for 11 Carriage Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,933 sqft · built 1989 |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2015) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-03-00-0030 |
| Primary APN | 4126-03-00-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,933 sqft Living Area |
| 1st Floor Area | 1,933 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 428 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4934341.0 |
|---|---|
| Old Parcel Number | 31142603000030 |
| Street Address | 11 CARRIAGE CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 PER OR 3406 PG 1152 PER OR 7138 PGS 1893-1894 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Tract | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 83203 |
11 Carriage Creek Way is owned and occupied by an individual who bought it in July 2015.
Source: Volusia County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on File |
| Deed Sale | Jul 13, 2015 · Amount on File |
| Deed Document Number | 2015-127192 |
| Deed Book / Page | 7138 / 1893 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | SMART TITLE SERVICES, SMARTTITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Document Number | 0087503331 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 8750/3331 |
| Instrument | 2025167371 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Document Number | 0084190523 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 8419/523 |
| Instrument | 2023119972 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SMARTTITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Document Number | 0079501869 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 7950/1869 |
| Instrument | 2020-232480 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6748 |
| Document Number | 0073603262 |
| Book / Page | 007360 / 003262 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CARRIAGE CREEK WAY ORMOND BEACH FL 321746748, ORMOND BEACH, FL 32174-6748 |
| Document Number | 0073603262 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 007360/003262 |
| Instrument | 30105 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2047 |
The 2025 property tax bill for 11 Carriage Creek Way was $3,021 with a homeowner's exemption.
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,021.00 Homeowner's exemption | $212,105 | $345,441 Land $48,000 Building $297,441 |
| 2023 | $2,586.00 (+3.4%) Homeowner's exemption | $200,125 (+3%) | $322,774 (+25.16%) Land $48,000 Building $274,774 |
| 2022 | $2,501.00 Homeowner's exemption | $194,296 | $257,884 Land $46,000 Building $211,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Carriage Creek Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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