Monmouth County and Rumson Borough property record for 16 Bruce Pl, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,071 sqft · built 1929 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $726,500 (Oct 2021) |
| Tax Bill | $8,193 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00043-0000-00010 |
| Primary APN | 41-00043-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 256 sqft |
| Sewer | Connected |
|---|
| Account Number | 081200 |
|---|---|
| Street Address | 16 BRUCE PL |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | SARAH F BRUCE |
| Legal Block | 43 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00043-0000-00010
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 BRUCE PL, RUMSON, NJ 07760-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Oct 12, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Nov 27, 2017 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 2021150726 |
| Deed Book / Page | 9550 / 2159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 BRUCE PL, RUMSON, NJ 07760-1602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0097686935 |
|---|---|
| Date | Dec 03, 2025 |
| Book Page | 9768/6935 |
| Instrument | 2025096612 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 12, 2021 |
| Property Address | 16 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0095502159 |
| Book / Page | 9550 / 2159 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021150726 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,525.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 ANGLERS DR N # N105, 389, MARATHON, FL 33050-2430 |
| Name | Verified Name |
|---|---|
| Address | 16 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 2021150727 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021150727 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 27, 2017 |
| Property Address | 16 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0000114376 |
| Book / Page | 009260 / 001243 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 114376 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $487.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 BRUCE PL RUMSON NJ 077601602, RUMSON, NJ 07760-1602 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850,000 (+8.83%) Land $735,000 Building $115,000 | $850,000 (+8.83%) Land $735,000 Building $115,000 | |
| 2025 | $8,193.00 (+3.42%) | $781,000 (+13.67%) Land $683,200 Building $97,800 | $781,000 (+13.67%) Land $683,200 Building $97,800 |
| 2024 | $7,922.00 (-0.09%) | ||
| 2023 | $687,100 Land $606,400 Building $80,700 | $687,100 Land $606,400 Building $80,700 | |
| 2022 | $7,929.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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