Monmouth County and Rumson Borough property record for 14 Bruce Pl, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,818 sqft · built 2008 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,425,000 (Aug 2025) |
| Tax Bill | $12,501 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00043-0000-00009 |
| Primary APN | 41-00043-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 882 sqft |
| Basement Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 081100 |
|---|---|
| Street Address | 14 BRUCE PL |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | SARAH F BRUCE PROP |
| Legal Block | 43 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00043-0000-00009
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 02, 2025 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 11, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA |
| Nov 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | May 28, 2014 · Amount on Record |
| Deed Document Number | 202569267 |
| Deed Book / Page | 9754 / 1152 |
| Prior Transfer Date | Jul 11, 2023 |
| Prior Transfer Doc | 0096513792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 02, 2025 |
| Property Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0097541152 |
| Book / Page | 9754 / 1152 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025069267 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,967.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 921 CLARIDGE DR, SPRING LAKE, NJ 07762-2208 |
| Name | Verified Name |
|---|---|
| Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 2025069268 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 2025069268 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Sep 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 11, 2023 |
| Property Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0096513792 |
| Book / Page | 9651 / 3792 |
| Instrument Date | Jun 24, 2023 |
| Instrument | 2023046816 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Name | Verified Name |
|---|---|
| Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 2023046817 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023046817 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0000102055 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 BRUCE PL RUMSON NJ 077601602, RUMSON, NJ 07760-1602 |
| Document Number | 0000102055 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 009376/006702 |
| Instrument | 102055 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 14, 2018 |
| Property Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0000110609 |
| Book / Page | 009320 / 008364 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 110609 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 BRUCE PL RUMSON NJ 077601602, RUMSON, NJ 07760-1602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 BRUCE PL, RUMSON, NJ 07760-1602 |
| Document Number | 0000038215 |
| Book / Page | 009221 / 008576 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 14 BRUCE PL RUMSON NJ 077601602, RUMSON, NJ 07760-1602 |
| Document Number | 0000038215 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 009221/008576 |
| Instrument | 38215 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,318,700 (+10.66%) Land $735,000 Building $583,700 | $1,318,700 (+10.66%) Land $735,000 Building $583,700 | |
| 2025 | $12,501.00 (+2.87%) | $1,191,700 (+15.06%) Land $683,200 Building $508,500 | $1,191,700 (+15.06%) Land $683,200 Building $508,500 |
| 2024 | $12,152.00 (+2.54%) | ||
| 2023 | $1,035,700 (+12.47%) Land $606,400 Building $429,300 | $1,035,700 (+12.47%) Land $606,400 Building $429,300 | |
| 2022 | $11,851.00 (+2.19%) | $920,900 Land $540,300 Building $380,600 | $920,900 Land $540,300 Building $380,600 |
| 2021 | $11,597.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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