11 Bruce Pl, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 11 Bruce Pl, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,661 sqft · built 1912
Lot Size	0.57 acres (24,827 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Oct 2007)
Tax Bill	$11,703 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`41-00045-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`41-00045-0000-00018`
Alternative APNs	`410004500018` `085500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft
Basement Area	740 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	24,827 sqft (0.57 acres)
Lot Width	50 ft Width

Exterior Amenities

Porch	Open Porch
Deck Area	464 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	085500
Street Address	11 BRUCE PL
City	RUMSON
State	NJ
Zip	07760-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	45
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1008
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 BRUCE PL, RUMSON, NJ 07760-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2007 · Amount on Record
Deed Sale	Oct 19, 2007 · Amount on Record
Deed Document Number	2007138815
Deed Book / Page	8684 / 3120
Record Updated	Sep 20, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	11 BRUCE PL, RUMSON, NJ 07760-1601
Document Number	0000109276
Book / Page	009257 / 006711
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRUCE PL RUMSON NJ 077601601, RUMSON, NJ 07760-1601

Mortgage

Document Number	0000109276
Date	Nov 3, 2017
Book Page	009257/006711
Instrument	109276

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 2, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,209,800 (+8.44%) Land $1,088,700 Building $121,100	$1,209,800 (+8.44%) Land $1,088,700 Building $121,100
2025	$11,703.00 (+3%)	$1,115,600 (+15.21%) Land $1,012,500 Building $103,100	$1,115,600 (+15.21%) Land $1,012,500 Building $103,100
2024	$11,362.00 (+2.6%)
2023		$968,300 Land $883,200 Building $85,100	$968,300 Land $883,200 Building $85,100
2022	$11,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20