16 Ballast Ln, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 Ballast Ln, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,470 sqft · built 1910
Lot Size	0.297 acres (12,959 sqft)
Owner	2 Company Names on Record
Last Sale	$1,065,000 (May 2003)
Tax Bill	$18,960 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0915 B:0015 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0915 B:0015 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,470 sqft Living Area
Gross Area	9,574 sqft
Basement Area	2,374 sqft
Unfinished Basement	2,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,959 sqft (0.297 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	16 BALLAST LN
City	MARBLEHEAD
State	MA
Zip	01945-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	MARBLEHEAD NECK
Legal Block	15
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4037
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 BALLAST LN, MARBLEHEAD, MA 01945-3808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2003 · Amount on Record
Deed Sale	May 19, 2003 · Amount on Record
Last Transfer Date	Feb 11, 2020
Transfer Doc	38259-587
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 BALLAST LN, MARBLEHEAD, MA 01945-3808
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39565-477
Date	Feb 24, 2021
Book Page	39565/477
Instrument	20210224001240

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Feb 12, 2020
Property Address	16 BALLAST LN, MARBLEHEAD, MA 01945-3808
Document Number	38259-587
Book / Page	038259 / 000587
Instrument Date	Feb 11, 2020
Instrument	12004940
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	16 BALLAST LN MARBLEHEAD MA 019453808, MARBLEHEAD, MA 01945-3808

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,960.00 (+9.17%)	$2,215,000 (+15.42%) Land $1,357,200 Building $855,200	$2,346,955 (-8.39%)
2025	$17,367.00 (-13.2%)	$1,919,000 (-14.07%) Land $1,214,300 Building $704,700	$2,561,770
2024	$20,009.00 (+23.23%)	$2,233,200 (+37.54%) Land $1,542,900 Building $690,300
2023	$16,237.00	$1,623,700 Land $1,100,000 Building $523,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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