15 Ballast Ln, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 15 Ballast Ln, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,827 sqft · built 1920
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Sep 2014)
Tax Bill	$17,413 (2026)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0915 B:0030 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0915 B:0030 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,827 sqft Living Area
Gross Area	7,427 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,700 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	15 BALLAST LN
City	MARBLEHEAD
State	MA
Zip	01945-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	LAND OCN AVE & HBR STREET M
Legal Block	30
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4023
Census Tract	203200

Owner

15 Ballast Ln is owned and occupied by two individuals who bought it in September 2014.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Sep 4, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2014 · Amount on File
Deed Sale	Sep 9, 2014 · Amount on File
Prior Sale	Jun 4, 2014
Deed Book / Page	33531 / 592
Transfer Doc	033531-592
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041589-1
Date	May 31, 2023
Book Page	41589/1
Instrument	20230531002150

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040138-357
Date	Aug 2, 2021
Book Page	40138/357
Instrument	20210802004890

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040139-239
Date	Aug 2, 2021
Book Page	40139/239
Instrument	20210802005750

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40138-357
Date	Aug 2, 2021
Book Page	40138/357
Instrument	20210802004890

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40139-239
Date	Aug 2, 2021
Book Page	40139/239
Instrument	20210802005750

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37815-140
Date	Sep 4, 2019
Book Page	37815/140
Instrument	20190904004990

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2044

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 BALLAST LN, MARBLEHEAD, MA 01945-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37815-121
Date	Sep 4, 2019
Book Page	37815/121
Instrument	20190904004980

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 15 Ballast Ln was $17,413, up 9.5% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,413.00 (+9.54%)	$2,034,200 (+15.81%) Land $1,149,000 Building $871,100	$2,090,011 (-9.67%)
2025	$15,896.00 (-17.71%)	$1,756,500 (-18.52%) Land $1,028,100 Building $728,400	$2,313,725
2024	$19,316.00 (+35.59%)	$2,155,800 (+51.33%) Land $1,306,300 Building $849,500
2023	$14,246.00	$1,424,600 Land $931,300 Building $493,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ballast Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Ballast Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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