Essex County and Marblehead Town property record for 14 Ballast Ln, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,916 sqft · built 2023 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Jun 2022) |
| Tax Bill | $21,989 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0915 B:0014 L:0 |
| Primary APN | MARB M:0915 B:0014 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,916 sqft Living Area |
| Gross Area | 10,046 sqft |
| Basement Area | 2,642 sqft |
| Unfinished Basement | 1,717 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 16,640 sqft (0.382 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 BALLAST LN |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LSR |
| Legal Block | 14 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records · APN MARB M:0915 B:0014 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 BALLAST LN, MARBLEHEAD, MA 01945-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL GRAND BANK OF MARBLEHEAD |
| Feb 08, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| Jun 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONAL GRAND BANK OF MARBLEHEAD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2014 |
| Deed Document Number | 202220220630000820 |
| Deed Book / Page | 41036 / 478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 14 BALLAST LN, MARBLEHEAD, MA 01945-3808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043136-194 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 43136/194 |
| Instrument | 20251218000960 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Jan 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 14 BALLAST LN, MARBLEHEAD, MA 01945-3808 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0041430-87 |
|---|---|
| Date | Feb 08, 2023 |
| Book Page | 41430/87 |
| Instrument | 20230208000410 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 14 BALLAST LN, MARBLEHEAD, MA 01945-3808 |
| Document Number | 041036-478 |
| Book / Page | 41036 / 478 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 20220630000820 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 BALLAST LN, MARBLEHEAD, MA 01945-3808 |
| Document Number | 220630000830 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 220630000830 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 01, 2027 |
| Max Rate At Change | 2.75% |
| Index | Other |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,989.00 (+20.98%) | $2,429,700 (+19.77%) Land $1,323,800 Building $1,105,900 | $2,020,745 |
| 2024 | $18,176.00 (+20.01%) | $2,028,600 (+33.95%) Land $1,682,000 Building $346,600 | |
| 2023 | $15,145.00 | $1,514,500 Land $1,199,200 Building $315,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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