1598 Stuart St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1598 Stuart St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1962
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$559,000 (Dec 2016)
Tax Bill	$7,114 (2025)
Deeds & Mortgages	Feb 2022 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-273-009`

Property Details

APN / Parcel Number

Primary APN	`024-273-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1598 STUART ST
City	CAMBRIA
State	CA
Zip	93428-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 5 BL 109 LTS 1 & 2
Legal Subdivision	CAMBRIA PINES MANOR 05
Legal Block	109
Legal Lot Number	1,2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3053
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1598 STUART ST, CAMBRIA, CA 93428-5922
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Intrafamily Transfer, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	Dec 24, 2009 · Amount on Record
Deed Document Number	201664412
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000005642
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 4, 2022
Property Address	1598 STUART ST, CAMBRIA, CA 93428-5922
Document Number	0000005642
Map Reference	MB 5 PG 14
Instrument Date	Jan 26, 2022
Instrument	2022005642
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1598 STUART ST, CAMBRIA, CA 93428-5922

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1598 STUART ST, CAMBRIA, CA 93428-5922
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1598 STUART ST, CAMBRIA, CA 93428-5922

Mortgage

Document Number	0000080172
Date	Dec 8, 2021
Instrument	2021080172

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1598 STUART ST, CAMBRIA, CA 93428-5922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1598 STUART ST, CAMBRIA, CA 93428-5922

Mortgage

Document Number	0000075479
Date	Dec 21, 2020
Instrument	2020075479

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,734 (+2%) Land $414,325 Building $247,409
2025	$7,114.00 (+4.14%) Homeowner's exemption	$648,759 (+4.04%) Land $406,201 Building $242,558
2023	$6,831.00 (+2.02%) Homeowner's exemption	$623,569 Land $390,429 Building $233,140
2022	$6,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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