1541 Stuart St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1541 Stuart St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,347 sqft · built 1988
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$670,000 (Aug 2020)
Tax Bill$8,021 (2025)
Deeds & MortgagesFeb 2022 Transfer
Aug 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN024-272-031

Property Details

APN / Parcel Number

Primary APN024-272-031
Alternative APN
  • 024272018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,347 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1541 STUART ST
CityCAMBRIA
StateCA
Zip93428-5921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES M U 5 BL 110 LTS 26,27,28 & 29
Legal SubdivisionCAMBRIA PINES MANOR
Legal Block110
Legal Lot Number27
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3054
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 024-272-031

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20829 AVENUE 380, WOODLAKE, CA 93286-9761
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Intrafamily Transfer, Transfer
Aug 27, 2020Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Feb 21, 2020Quit Claim Deed, Transfer
CENTRAL COAST LNDG
Feb 21, 2020Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Dec 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL COAST LNDG
Dec 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleSep 22, 2016 · Amount on Record
Deed Document Number202045745
Last Transfer DateFeb 15, 2022
Transfer Doc0000008207
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 23, 2022
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000008207
Map ReferenceMB 5 PG 14
Instrument DateFeb 15, 2022
Instrument2022008207
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address20829 AVENUE 380, WOODLAKE, CA 93286-9761

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 27, 2020
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000045745
Map ReferenceMB 5 PG 14
Instrument DateJul 27, 2020
Instrument2020045745
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address20829 AVENUE 380, WOODLAKE, CA 93286-9761

Mortgage

Document Number0000045746
DateAug 27, 2020
Instrument2020045746
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 21, 2020
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000008613
Instrument DateJan 27, 2020
Instrument8613
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 STUART ST CAMBRIA CA 934285921, CAMBRIA, CA 93428-5921

Mortgage

Document Number8614
DateFeb 21, 2020
Instrument8614
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 21, 2020
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000008628
Instrument DateJan 27, 2020
Instrument8628
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1541 STUART ST CAMBRIA CA 934285921, CAMBRIA, CA 93428-5921

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000057087
Instrument DateDec 05, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 STUART ST CAMBRIA CA 934285921, CAMBRIA, CA 93428-5921

Mortgage

Document Number0000057087
DateDec 13, 2017
Instrument57087
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 18, 2017
Property Address1541 STUART ST, CAMBRIA, CA 93428-5921
Document Number0000057825
Instrument DateOct 04, 2017
Instrument57825
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1541 STUART ST CAMBRIA CA 934285921, CAMBRIA, CA 93428-5921

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$739,731 (+2%) Land $386,427 Building $353,304
2025$8,021.00 (+4.06%)$725,227 (+4.04%) Land $378,850 Building $346,377
2023$7,708.00 (+1.98%)$697,068 Land $364,140 Building $332,928
2022$7,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 126 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Stuart St

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