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1590 Stuart St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1590 Stuart St, Cambria, CA 93428 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,629 sqft · built 1998
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$645,000 (Mar 2015)
Tax Bill$8,474 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN024-273-029

Property Details

APN / Parcel Number

Primary APN024-273-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,629 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1590 STUART ST
CityCAMBRIA
StateCA
Zip93428-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES M U 5 BL 109 LTS 3 TO 5
Legal SubdivisionCAMBRIA PINES MANOR
Legal Block109
Legal Lot Number3 4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3053
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 024-273-029

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1590 STUART ST, CAMBRIA, CA 93428-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2015 · Amount on Record
Deed SaleMar 18, 2015 · Amount on Record
Prior SaleApr 10, 2001
Deed Document Number2015011694
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1590 STUART ST, CAMBRIA, CA 93428-5922
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1590 STUART ST, CAMBRIA, CA 93428-5922

Mortgage

Document Number0000048609
DateSep 09, 2020
Instrument2020048609
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,474.00 (+4.09%) Homeowner's exemption$775,185 (+4.04%) Land $360,551 Building $414,634
2023$8,141.00 (+2%) Homeowner's exemption$745,085 Land $346,551 Building $398,534
2022$7,981.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire LikelihoodAbout 1 in 350 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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