Kalamazoo County property record for 15974 Rustic Ln, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,102 sqft · built 2003 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,900 (Dec 2025) |
| Tax Bill | $7,051 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-455-051 |
| Primary APN | 14-28-455-051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 1,546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 220,849 sqft (5.07 acres) |
| Lot Dimensions | 661 ft deep x 333 ft wide |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15974 RUSTIC LN |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCHTWP.ORG |
| Legal Description | SEC 28 & 33-4-11 BEG S 1/4 POST TH N. 00 DEG-00 MIN-39 SEC W. ALG N & S. 1/4 LI 284.50 FT TH S. 89 DEG-00 MIN045 SEC E. 660 |
| Legal Range | 11 |
| Legal Township | 04 |
| Legal Section | 33 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 6103 |
Source: Kalamazoo County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 JANE CT, PRATTVILLE, AL 36066-0004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Dec 29, 2025 | Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 202533419 |
| Prior Transfer Date | May 30, 2024 |
| Prior Transfer Doc | 2024017770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Document Number | 2022037703 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022-037703 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2020018553 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-018553 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Document Number | 2023017104 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-017104 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Dec 29, 2025 |
| Property Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Document Number | 2025033419 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025-033419 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Name | Verified Name |
|---|---|
| Address | 105 JANE CT, PRATTVILLE, AL 36066-0004 |
| Document Number | 2025033420 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-033420 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Aug 17, 2018 |
| Property Address | 15974 RUSTIC LN, VICKSBURG, MI 49097-7753 |
| Document Number | 2018026163 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-026163 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,803.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15974 RUSTIC LN, 15974, VICKSBURG, MI 49097-7753 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 14825 S 24TH ST, VICKSBURG, MI 49097-8790 |
| Document Number | 2018026164 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018-026164 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Unified School District | Vicksburg Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,800 (+10.75%) | $597,600 (+10.75%) | |
| 2025 | $7,051.00 (+2.93%) Homeowner's exemption | $269,800 (+20.39%) | $539,600 (+20.39%) |
| 2024 | $6,850.00 (+7.54%) | ||
| 2023 | $224,100 | $448,200 | |
| 2019 | $6,370.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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