Kalamazoo County property record for 15857 Rustic Ln, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,392 sqft |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jun 2015) |
| Tax Bill | $5,459 (2025) |
| Deeds & Mortgages | Apr 2014 Mortgage Oct 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-455-041 |
| Primary APN | 14-28-455-041 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 2,392 sqft |
| Basement Area | 2,392 sqft |
| Lot Area | 219,107 sqft (5.03 acres) |
|---|---|
| Lot Dimensions | 219 ft deep x 333 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15857 RUSTIC LN |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-9478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCHTWP.ORG |
| Legal Description | SEC 28-4-11 COMM S 1/4 POST TH N 00 DEG 00 MIN 39 SEC W ALG N & S 1/4 L: 284.50 FT TH S 89 DEG 00 MIN 45 SEC E 660 FT TH N 00 |
| Legal Range | 11 |
| Legal Township | 04 |
| Legal Section | 28 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 6103 |
Source: Kalamazoo County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2014 | Deed of Trust, Mortgage CHEMICAL BANK |
| Oct 3, 2008 | Deed of Trust, Mortgage JOSEPH N STENGER ETUX |
| Oct 13, 2009 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Jul 13, 2011 | Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL COMMUNITY CU |
| Aug 4, 2006 | Warranty Deed, Transfer · ARM INDEPENDENT MORTGAGE CO SOUTH MICHI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Nov 9, 2007 · Amount on Record |
| Deed Document Number | 201520982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014012584 |
|---|---|
| Date | Apr 21, 2014 |
| Instrument | 2014-012584 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008032625 |
|---|---|
| Date | Oct 3, 2008 |
| Instrument | 2008-032625 |
| Name | JOSEPH N STENGER ETUX |
|---|---|
| Type | Private Party |
| Address | 11671 GRAFTON RD, CARLETON, MI 48117 |
| Amount | Amount Recorded |
|---|
| Rate | 10% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | DC TITLE AGENCY, DFCU TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2009035013 |
|---|---|
| Date | Oct 13, 2009 |
| Instrument | 2009-035013 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2011022687 |
|---|---|
| Date | Jul 13, 2011 |
| Instrument | 2011-022687 |
| Name | EDUCATIONAL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Aug 4, 2006 |
| Property Address | 15857 RUSTIC LN, VICKSBURG, MI 49097-9478 |
| Document Number | 2006034426 |
| Instrument Date | Jul 7, 2006 |
| Instrument | 2006-034426 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | INDEPENDENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 RUSTIC LN, VICKSBURG, MI 49097-9458 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3762 LAURA LEE LN, CERESCO, MI 49033-9624 |
| Document Number | 2006034427 |
|---|---|
| Date | Aug 4, 2006 |
| Instrument | 2006-034427 |
| Name | INDEPENDENT MORTGAGE CO SOUTH MICHI |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
Source: Kalamazoo County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Unified School District | Vicksburg Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,800 (+33.4%) | $759,600 (+33.4%) | |
| 2025 | $5,459.00 (-4.95%) Homeowner's exemption | ||
| 2023 | $284,700 | $569,400 | |
| 2019 | $5,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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