15862 Rustic Ln, Vicksburg, MI 49097 Property Records

Kalamazoo County property record for 15862 Rustic Ln, Vicksburg, MI 49097

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,682 sqft · built 2015
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Jul 2014)
Tax Bill	$9,501 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-455-031`

Property Details

APN / Parcel Number

Primary APN	`14-28-455-031`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,682 sqft Living Area
1st Floor Area	2,455 sqft
Basement Area	2,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	218,671 sqft (5.02 acres)
Lot Dimensions	220 ft deep x 331 ft wide
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15862 RUSTIC LN
City	VICKSBURG
State	MI
Zip	49097-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCHTWP.ORG
Legal Description	SEC 28-4-11COMM S 1/4 POST TH N O DEG 00' 39" W ALG N & S 1/4 LI 617.89 FT TO BEG TH CON'T N 00 DEG 00' 39 W 333.18 FT TH S
Legal Range	11
Legal Township	04
Legal Section	28
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	1
Census Block	1021
Census Tract	6103

Owner

Source: Kalamazoo County records · APN 14-28-455-031

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15862 RUSTIC LN, VICKSBURG, MI 49097-7791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Sep 13, 2021	Intrafamily Transfer, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2014 · Amount on Record
Deed Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	201422843
Last Transfer Date	Sep 13, 2021
Transfer Doc	2021036661
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	15862 RUSTIC LN, VICKSBURG, MI 49097-7791
Transaction Type	Mortgage
Record Updated	Jul 06, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022020040
Date	Jun 14, 2022
Instrument	2022-020040

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 13, 2021
Property Address	15862 RUSTIC LN, VICKSBURG, MI 49097-7791
Document Number	2021036661
Instrument Date	Sep 13, 2021
Instrument	2021-036661
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15862 RUSTIC LN, VICKSBURG, MI 49097-7791

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	15862 RUSTIC LN, VICKSBURG, MI 49097-7791
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019031998
Date	Oct 24, 2019
Instrument	2019-031998

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,300 (+26.12%)	$1,134,600 (+26.12%)
2025	$9,501.00 (+26.95%) Homeowner's exemption	$449,800 (+21.34%)	$899,600 (+21.34%)
2023		$370,700	$741,400
2019	$7,484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 13 locations within half a mile of this property.

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