1597 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1597 Ridgeway St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,976 sqft Living Area
Lot Size18,326 sqft (0.421 acres)
OccupancyOwner Occupied
Last Sale$707,500 (2008)
Tax Bill$10,154.00 (2025)

Property Details

APN / Parcel Number

Primary APN154-040-42-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,976 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area18,326 sqft (0.421 acres)
Parking Spaces4 Parking Spaces
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address1597 RIDGEWAY ST
CityOCEANSIDE
StateCA
Zip92054-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTCT 57 /EXC SWLY 242 FT/ & /EXC NWLY 102 FT/ SELY 204 FT OF LOT 4 TR 001717
Legal SubdivisionHOTALING LANDS
Legal Tract001717
Legal Block3
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract18504

Owner

Source: San Diego County records · APN 154-040-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1597 RIDGEWAY ST, OCEANSIDE, CA 92054-5634
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2008 · Amount on Record
Deed SaleOct 20, 2008 · Amount on Record
Prior SaleMar 19, 1991 · Amount on Record
Deed Document Number2008545485
Last Transfer DateJul 16, 2010
Transfer Doc0000372758
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1597 RIDGEWAY ST, OCEANSIDE, CA 92054-5634
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1597 RIDGEWAY ST, OCEANSIDE, CA 92054-5634

Mortgage

Document Number0000535377
DateSep 14, 2020
Instrument2020-0535377
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$929,263 (+2%) Land $656,725 Building $272,538
2025$10,154.00 (+5.21%) Homeowner's exemption$911,044 (+4.04%) Land $643,849 Building $267,195
2023$9,651.00 (+1.55%) Homeowner's exemption$875,669 Land $618,849 Building $256,820
2022$9,504.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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