San Diego County property record for 1564 Ridgeway St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,274 sqft · built 2003 |
| Lot Size | 0.498 acres (21,704 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,208 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-200-62-00 |
| Primary APN | 151-200-62-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 21,704 sqft (0.498 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1564 RIDGEWAY ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | PAR 2 TR PM18791 |
| Legal Subdivision | OCEANSIDE 1 |
| Legal Tract | 1018791 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 18504 |
Source: San Diego County records · APN 151-200-62-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2023 | Transfer on Death Deed, Transfer |
| Mar 27, 2023 | Transfer on Death Deed, Transfer |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BK/IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2023 |
| Transfer Doc | 0000076924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 27, 2023 |
| Property Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Number | 0000076924 |
| Map Reference | FILE 2001-0652096 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023-0076924 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 27, 2023 |
| Property Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Number | 0000076934 |
| Map Reference | FILE 2001-0652096 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023-0076934 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Number | 0000563077 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-0563077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1564 RIDGEWAY ST, OCEANSIDE, CA 92054-5635 |
| Document Number | 0000202796 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1564 RIDGEWAY ST OCEANSIDE CA 920545635, OCEANSIDE, CA 92054-5635 |
| Document Number | 0000202796 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 202796 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 04, 2032 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $569,097 (+2%) Land $158,205 Building $410,892 | |
| 2025 | $6,208.00 (+5.22%) Homeowner's exemption | $557,939 (+4.04%) Land $155,103 Building $402,836 |
| 2023 | $5,900.00 (+1.57%) Homeowner's exemption | $536,276 Land $149,081 Building $387,195 |
| 2022 | $5,809.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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