1560 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1560 Ridgeway St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,578 sqft · built 1943
Lot Size	0.434 acres (18,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,214 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`151-200-61-00`

Property Details

APN / Parcel Number

Primary APN	`151-200-61-00`
Alternative APN	`1512000300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,578 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	18,900 sqft (0.434 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1560 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 1 TR PM18791
Legal Subdivision	HOTALING LANDS
Legal Tract	58
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18504

Owner

1560 Ridgeway St is owned and occupied by two individuals who acquired it in May 1995.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Oct 16, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Nov 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE GROUP
Oct 16, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 1995
Transfer Doc	0000269392
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635

Mortgage

Document Number	0000110312
Date	May 2, 2024
Instrument	2024-0110312

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163568
Date	May 2, 2019
Instrument	2019-0163568

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635

Mortgage

Document Number	0000588709
Date	Sep 30, 2020
Instrument	2020-0588709

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2017
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Document Number	0000478625
Instrument Date	Oct 11, 2017
Instrument	478625
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 RIDGEWAY ST OCEANSIDE CA 920545635, OCEANSIDE, CA 92054-5635

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Document Number	0000537818
Map Reference	MAP1717
Instrument Date	Oct 9, 2017
Instrument	2017-0537818
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635

Mortgage

Document Number	0000537819
Date	Nov 17, 2017
Instrument	2017-0537819

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2017
Property Address	1560 RIDGEWAY ST, OCEANSIDE, CA 92054-5635
Document Number	0000478626
Instrument Date	Oct 9, 2017
Instrument	478626
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1560 RIDGEWAY ST OCEANSIDE CA 920545635, OCEANSIDE, CA 92054-5635

Tax Assessment & Valuation

The 2025 property tax bill for 1560 Ridgeway St was $2,214 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,476 (+2%) Land $18,261 Building $186,215
2025	$2,214.00 Homeowner's exemption	$200,467 Land $17,903 Building $182,564
2023	$2,101.00 (+1.6%) Homeowner's exemption	$192,684 Land $17,208 Building $175,476
2022	$2,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1560 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1560 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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