1595 Breakers Dr, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 1595 Breakers Dr, Manahawkin, NJ 08050

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 6 ba · 2,784 sqft · built 1978
Lot Size	0.312 acres (13,599 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Nov 2023)
Tax Bill	$7,573 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00044-128-00009`

Property Details

APN / Parcel Number

Primary APN	`31-00044-128-00009`
Alternative APN	`3100044012800009`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	13,599 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1595 BREAKERS DR
City	MANAHAWKIN
State	NJ
Zip	08050-5117
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R90
Legal Description	80X170
Legal Subdivision	LOTS OCN ACRES INC SEC 17 PLAN
Legal Block	44
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	4
Census Block	4006
Census Tract	735001

Owner

1595 Breakers Dr, a residential property, is owned by an individual who bought it in November 2023.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	291 NEW CENTRAL AVE, JACKSON, NJ 08527-2952
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Aug 1, 2019	Deed of Trust, Mortgage · ARM TWO RIVER COMMUNITY BANK
Oct 15, 2018	Grant Deed, Transfer TITLE ISSUE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	202388648
Deed Book / Page	19547 / 450
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 27, 2023
Property Address	1595 BREAKERS DR, MANAHAWKIN, NJ 08050-5117
Document Number	0195470450
Book / Page	19547 / 450
Instrument Date	Nov 21, 2023
Instrument	2023088648
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	999 AIRPORT RD # RD3B, RD3B, LAKEWOOD, NJ 08701-5969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 BREAKERS DR, MANAHAWKIN, NJ 08050-5117

Mortgage

Document Number	2023088649
Date	Nov 27, 2023
Instrument	2023088649

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1595 BREAKERS DR, MANAHAWKIN, NJ 08050-5117
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE ISSUES AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175560833
Date	Aug 1, 2019
Book Page	17556/0833
Instrument	2019073961

Lender

Name	TWO RIVER COMMUNITY BANK
Type	Bank
Address	EATONTOWN, NJ 07724

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 15, 2018
Property Address	1595 BREAKERS DR, MANAHAWKIN, NJ 08050-5117
Document Number	0172671798
Book / Page	017267 / 001798
Instrument Date	Oct 11, 2018
Instrument	100657
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	TITLE ISSUE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 AIRPORT RD #3B LAKEWOOD NJ 087015969, 3B, LAKEWOOD, NJ 08701-5969

Tax Assessment & Valuation

The 2025 property tax bill for 1595 Breakers Dr was $7,573, up 5.7% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,400 (+96.88%) Land $180,300 Building $388,100	$568,400 (+96.88%) Land $180,300 Building $388,100
2025	$7,573.00 (+5.65%)	$288,700 Land $66,400 Building $222,300	$288,700 Land $66,400 Building $222,300
2024	$7,168.00
2023		$288,700 (-) Land $66,400 Building $222,300	$288,700 (-) Land $66,400 Building $222,300
2022	$6,796.00 (+1.39%)	$288,700 Land $66,400 Building $222,300	$288,700 Land $66,400 Building $222,300
2021	$6,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1595 Breakers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1595 Breakers Dr is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 94% of New Jersey
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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