15923 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15923 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 2001
Lot Size	0.161 acres (7,024 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-038`

Property Details

APN / Parcel Number

Primary APN	`501-93-038`
Alternative APN	`501930381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,024 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15923 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3016
Census Tract	61027

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2022	Intrafamily Transfer, Transfer
Jul 31, 2018	Deed of Trust, Mortgage · ARM CARRINGTON MORTGAGE SERVICES LLC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Sep 10, 2001 · Amount on Record
Deed Document Number	2020982459
Last Transfer Date	Oct 27, 2023
Transfer Doc	0000561624
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2023
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000561624
Map Reference	MB 474 PG 36
Instrument Date	Oct 27, 2023
Instrument	20230561624
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000511072
Date	Jun 17, 2022
Instrument	20220511072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2022
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000524845
Map Reference	MB 474 PG 36
Instrument Date	Feb 24, 2022
Instrument	20220524845
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000580288
Date	Jul 31, 2018
Instrument	20180580288

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Margin	5
Max Rate	11.9%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000546574
Date	Jul 19, 2019
Instrument	20190546574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2020
Property Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000982459
Map Reference	MB 474 PG 36
Instrument Date	Sep 8, 2020
Instrument	20200982459
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10830 W SAN JUAN AVE, 10830, PHOENIX, AZ 85037-5610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15923 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000982460
Date	Oct 14, 2020
Instrument	20200982460

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000982461
Date	Oct 14, 2020
Instrument	20200982461

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,230 (+129.54%)	$302,300 (-0.1%) Land $60,400 Building $241,900
2025	$1,005.00 (+1.21%)	$13,170 (-60.13%)	$302,600 (-8.39%) Land $60,500 Building $242,100
2024		$33,030 (+25.11%)	$330,300 (+25.11%) Land $66,000 Building $264,300
2023	$993.00 (+1.12%)	$26,400 Land $5,280 Building $21,120	$264,000 Land $52,800 Building $211,200
2022	$982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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