15915 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15915 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,111 sqft · built 2001
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2014)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-036`

Property Details

APN / Parcel Number

Primary APN	`501-93-036`
Alternative APN	`501930367`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,091 sqft
2nd Floor Area	1,020 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,625 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces
Pool Area	428 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15915 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	36
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3016
Census Tract	61027

Owner

Source: Maricopa County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2014 · Amount on Record
Deed Sale	Nov 3, 2014 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	2014728911
Last Transfer Date	Sep 1, 2026
Transfer Doc	0000526534
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 8, 2026
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000526534
Instrument Date	Sep 1, 2026
Instrument	2026526534
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE AGENCY O

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000526535,
Date	Sep 8, 2026
Instrument	2026526535

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000123701
Date	Feb 3, 2021
Instrument	20210123701

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0001026233
Date	Sep 23, 2021
Instrument	20211026233

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000383741
Date	May 24, 2019
Instrument	20190383741

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	STEVINSON, CA 95374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100467
Date	Feb 5, 2020
Instrument	20200100467

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2017
Property Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000849538
Map Reference	MB 474 PG 36
Instrument Date	Nov 8, 2017
Instrument	2017-0849538
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15915 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000849539
Date	Nov 15, 2017
Instrument	2017-0849539

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,980 (+108%)	$369,800 (+0.6%) Land $73,900 Building $295,900
2025	$1,357.00 (+1.19%)	$17,779 (-55.99%)	$367,600 (-9.01%) Land $73,500 Building $294,100
2024		$40,400	$404,000 Land $80,800 Building $323,200
2023	$1,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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