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15917 Moonlight Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 15917 Moonlight Bay St, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,290 sqft · built 2021
Lot Size0.149 acres (6,505 sqft)
Owner2 Individual Names on File
Last Sale$410,995 (Jul 2021)
Tax Bill$9,368 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-27-7507-04-620

Property Details

APN / Parcel Number

Primary APN07-24-27-7507-04-620
Alternative APNs
  • 272407750704620
  • 164477
  • 165834
  • 168310

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,290 sqft Living Area
Gross Area3,321 sqft
1st Floor Area1,258 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,505 sqft (0.149 acres)
Garage TypeAttached
Garage Area471 sqft
PorchSlab
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15917 MOONLIGHT BAY ST
CityWINTER GARDEN
StateFL
Zip34787-8439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERLEIGH PHASES 3B, 3C AND 3D 100/61 LOT 462
Legal Range27E
Legal Township24S
Legal Section07
Legal SubdivisionWATERLEIGH PHS 3B, 3C AND 3D
Legal PhaseS
Legal Block4
Legal Lot Number462
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1083
Census Tract17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15917 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2021 · Amount on File
Deed SaleJul 6, 2021 · Amount on File
Deed Document Number2021401040
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15917 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115

Mortgage

Document Number0000401041
DateJul 6, 2021
Instrument20210401041
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$499,380 (-7.96%) Land $110,000 Building $389,380$499,380 (-7.96%) Land $110,000 Building $389,380
2025$9,368.00 (+6.59%)$542,550 (+10.55%) Land $110,000 Building $432,550$542,550 (+10.55%) Land $110,000 Building $432,550
2024$8,789.00 (+12.03%)
2023$7,845.00 (+12.54%)$490,781 (+16.98%) Land $110,000 Building $380,781$490,781 (+16.98%) Land $110,000 Building $380,781
2022$6,971.00$419,533 Land $100,000 Building $319,533$419,533 Land $100,000 Building $319,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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