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15929 Moonlight Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 15929 Moonlight Bay St, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,290 sqft · built 2021
Lot Size0.119 acres (5,204 sqft)
OwnerIndividual Name on File
Last Sale$413,495 (Jun 2021)
Tax Bill$9,386 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-27-7507-04-600

Property Details

APN / Parcel Number

Primary APN07-24-27-7507-04-600
Alternative APNs
  • 272407750704600
  • 164474
  • 165832
  • 168307

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,290 sqft Living Area
Gross Area3,346 sqft
1st Floor Area1,258 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,204 sqft (0.119 acres)
Garage TypeAttached
Garage Area471 sqft
PorchSlab
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15929 MOONLIGHT BAY ST
CityWINTER GARDEN
StateFL
Zip34787-8439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERLEIGH PHASES 3B, 3C AND 3D 100/61 LOT 460
Legal Range27E
Legal Township24S
Legal Section07
Legal SubdivisionWATERLEIGH PHS 3B, 3C AND 3D
Legal PhaseS
Legal Block4
Legal Lot Number460
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1083
Census Tract17111

Owner

15929 Moonlight Bay St is owned by an individual who acquired it in May 2023.

Source: Orange County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5451 MILLENIA LAKES BLVD, ORLANDO, FL 32839-6304
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2021 · Amount on File
Deed SaleJun 29, 2021 · Amount on File
Deed Document Number2021385764
Last Transfer DateMay 1, 2023
Transfer Doc0000251821
Record UpdatedSep 20, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJun 29, 2021
Property Address15929 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439
Document Number0000385764
Map ReferenceMB 100 PG 61-87
Instrument DateJun 23, 2021
Instrument20210385764
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 16, 2023
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,894.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address15929 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439

Mortgage

Document Number0000385765
DateJun 29, 2021
Instrument20210385765
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15929 Moonlight Bay St was $9,386, up 6.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,260 (-7.98%) Land $110,000 Building $390,260$500,260 (-7.98%) Land $110,000 Building $390,260
2025$9,386.00 (+6.61%)$543,640 Land $110,000 Building $433,640$543,640 Land $110,000 Building $433,640
2024$8,804.00 (+12.04%)
2023$7,858.00 (+12.53%)$491,660 (+16.99%) Land $110,000 Building $381,660$491,660 (+16.99%) Land $110,000 Building $381,660
2022$6,983.00$420,270 Land $100,000 Building $320,270$420,270 Land $100,000 Building $320,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15929 Moonlight Bay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15929 Moonlight Bay St is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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