Orange County property record for 15905 Moonlight Bay St, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,918 sqft · built 2021 |
| Lot Size | 0.119 acres (5,204 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $388,995 (Jul 2021) |
| Tax Bill | $8,417 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-27-7507-04-630 |
| Primary APN | 07-24-27-7507-04-630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,814 sqft |
| 1st Floor Area | 1,376 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,204 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15905 MOONLIGHT BAY ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERLEIGH PHASES 3B, 3C AND 3D 100/61 LOT 463 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 07 |
| Legal Subdivision | WATERLEIGH PHS 3B, 3C AND 3D |
| Legal Phase | S |
| Legal Block | 4 |
| Legal Lot Number | 463 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 17111 |
15905 Moonlight Bay St is held in a trust since December 2025.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 999 SW 1ST AVE, 2111, MIAMI, FL 33130-3477 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 6, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on File |
| Deed Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 2021401131 |
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0000729141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 19, 2025 |
| Property Address | 15905 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439 |
| Document Number | 0000729141 |
| Map Reference | MB 100 PG 61-87 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 20250729141 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 999 SW 1ST AVE # AVE2111, AVE2111, MIAMI, FL 33130-3420 |
| Name | Verified Name |
|---|---|
| Address | 999 SW 1ST AVE APT 2111, 2111, MIAMI, FL 33130-3477 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 15905 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439 |
| Document Number | 0000401131 |
| Map Reference | MB 100 PG 61-87 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 20210401131 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 611 PONDSIDE DR, WHITE PLAINS, NY 10607-1367 |
| Document Number | 0000401134 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 20210401134 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 15905 Moonlight Bay St was $8,417, up 6.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,290 (-8.34%) Land $110,000 Building $333,290 | $443,290 (-8.34%) Land $110,000 Building $333,290 | |
| 2025 | $8,417.00 (+6.37%) | $483,600 Land $110,000 Building $373,600 | $483,600 Land $110,000 Building $373,600 |
| 2024 | $7,913.00 (+11.86%) | ||
| 2023 | $7,074.00 (+12.43%) | $438,712 (+16.73%) Land $110,000 Building $328,712 | $438,712 (+16.73%) Land $110,000 Building $328,712 |
| 2022 | $6,292.00 | $375,847 Land $100,000 Building $275,847 | $375,847 Land $100,000 Building $275,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15905 Moonlight Bay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15905 Moonlight Bay St is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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