Okaloosa County property record for 1586 Lena St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,190 sqft · built 2019 |
| Lot Size | 0.5 acres (21,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Aug 2023) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-038-8511-7 |
| Primary APN | C56-001-038-8511-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,190 sqft Heated Area |
| Gross Area | 3,102 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 21,812 sqft (0.5 acres) |
| Garage Type | Finished |
| Garage Area | 563 sqft |
| Porch | Open Porch |
| Porch Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1586 LENA ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS PLANTATION PH I LOT 27 BLK B |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | MOSSY OAKS PLANTATION PH I |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20102 |
1586 Lena St is owned and occupied by an individual who bought it in August 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1586 LENA ST, BAKER, FL 32531-8480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Oct 3, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Nov 15, 2018 | Warranty Deed, Transfer · Line of Credit CCB CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on File |
| Deed Sale | Aug 8, 2023 · Amount on File |
| Prior Sale | Oct 3, 2019 · Amount on File |
| Deed Document Number | 3640343 |
| Deed Book / Page | 3687 / 146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 8, 2023 |
| Property Address | 1586 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0036870146 |
| Book / Page | 3687 / 146 |
| Map Reference | MB 25 PG 50-52 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 3640343 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 ORVIS LN, HAHIRA, GA 31632-4280 |
| Name | Verified Name |
|---|---|
| Address | 1586 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0003687148 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 3687/148 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 3, 2019 |
| Property Address | 1586 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0034221221 |
| Book / Page | 003422 / 001221 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 3309030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,956.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1586 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480 |
| Document Number | 34221223 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 003422/001223 |
| Instrument | 3309031 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 15, 2018 |
| Property Address | 1586 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0033750313 |
| Book / Page | 003375 / 000313 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 3243574 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 448 NICEVILLE FL 325880448, NICEVILLE, FL 32588-0448 |
| Document Number | 33750315 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 003375/000315 |
| Instrument | 3243575 |
| Name | CCB CMNTY BK |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1586 Lena St was $2,003 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,003.00 Homeowner's exemption | $234,316 | $311,861 Land $30,373 Building $281,488 |
| 2023 | $3,010.00 (+6.47%) Homeowner's exemption | $321,603 (+6.67%) Land $25,805 Building $295,798 | $321,603 (+6.67%) Land $25,805 Building $295,798 |
| 2022 | $2,827.00 | $301,494 Land $24,117 Building $277,377 | $301,494 Land $24,117 Building $277,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1586 Lena St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1586 Lena St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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