1590 Alligator Loop Rd, Merritt, NC 28556 Property Records

Pamlico County property record for 1590 Alligator Loop Rd, Merritt, NC 28556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1993
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2022)
Tax Bill	$1,221 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`I06-77-3`

Property Details

APN / Parcel Number

Primary APN	`I06-77-3`
Alternative APNs	`6580029939000` `29276` `20540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,670 sqft Finished Area

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	460 sqft
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20540
Street Address	1590 ALLIGATOR LOOP RD
City	MERRITT
State	NC
Zip	28556-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2 JODY HENRIES DIV 535/138 0002540 6580029939000
Jurisdiction	PAMLICO NC
Township / Civil Division	3
Census Block Group	2
Census Block	2043
Census Tract	950202

Owner

Source: Pamlico County records, as of August 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1590 ALLIGATOR LOOP RD, MERRITT, NC 28556-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	0000070817
Deed Book / Page	708 / 17
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Dec 15, 2022
Property Address	1590 ALLIGATOR LOOP RD, MERRITT, NC 28556-9439
Document Number	0000708/17
Book / Page	708 / 17
Map Reference	MB 535 PG 136
Instrument Date	Nov 4, 2022
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 FOREST PARK CIR, BAYBORO, NC 28515-9410

Mortgage

Document Number	0000070820
Date	Dec 15, 2022
Instrument	708/20

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year TN
Max Rate	10.7%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1590 ALLIGATOR LOOP RD, MERRITT, NC 28556-9439
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 ALLIGATOR LOOP RD, MERRITT, NC 28556-9439

Mortgage

Document Number	000691/761
Date	Dec 6, 2021
Book Page	691/761

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,221.00	$180,998 Land $22,112 Building $158,886	$180,998 Land $22,112 Building $158,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 220 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	886 (1983–2021)
Claims Outside the SFHA	26 of 886
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 222 claims Hurricane Irene, Aug 2011 · 310 claims Hurricane Isabel, Sep 2003 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Alligator Loop Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures