1601 Alligator Loop Rd, Merritt, NC 28556 Property Records

Pamlico County property record for 1601 Alligator Loop Rd, Merritt, NC 28556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2000
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$14,500 (Jun 1995)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`I06-77A-3`

Property Details

APN / Parcel Number

Primary APN	`I06-77A-3`
Alternative APNs	`6580124812000` `3228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,680 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	3228
Street Address	1601 ALLIGATOR LOOP RD
City	MERRITT
State	NC
Zip	28556-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEC I CONNOR SUBDIV ALLIGATOR LOOP RD PCA 89- 0012550 6580124812000
Legal Subdivision	CONNOR SUBDIVISION
Legal Lot Number	3
Jurisdiction	PAMLICO NC
Township / Civil Division	3
Census Block Group	2
Census Block	2044
Census Tract	950202

Owner

Source: Pamlico County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 83, ALLIANCE, NC 28509-0083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Apr 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1995 · Amount on Record
Deed Sale	Jun 20, 1995 · Amount on Record
Deed Book / Page	305 / 724
Last Transfer Date	Apr 3, 2018
Transfer Doc	636/001
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Recording Date	Jul 6, 2026
Property Address	1601 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585
Document Number	0759000735
Book / Page	759 / 735
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585

Mortgage

Document Number	0759000735,
Date	Jul 6, 2026
Book Page	759/735

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1601 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585

Mortgage

Document Number	675/627
Date	Feb 9, 2021
Book Page	675/627

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 6, 2018
Property Address	1601 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585
Document Number	636/001
Book / Page	636 / 001
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 83, ALLIANCE, NC 28509-0083

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 (+2.95%)	$160,818 (-) Land $26,052 Building $134,766	$160,818 (-) Land $26,052 Building $134,766
2023	$1,085.00	$160,818 Land $26,052 Building $134,766	$160,818 Land $26,052 Building $134,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 220 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	886 (1983–2021)
Claims Outside the SFHA	26 of 886
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 222 claims Hurricane Irene, Aug 2011 · 310 claims Hurricane Isabel, Sep 2003 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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