Pamlico County property record for 1499 Alligator Loop Rd, Merritt, NC 28556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 1988 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Feb 2005) |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | I06-77-2 |
| Primary APN | I06-77-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 784 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 8842 |
|---|---|
| Street Address | 1499 ALLIGATOR LOOP RD |
| City | MERRITT |
| State | NC |
| Zip | 28556-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1334 0010222 6580133433000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950202 |
1499 Alligator Loop Rd is owned and occupied by two individuals who acquired it in May 2005.
Source: Pamlico County records, as of October 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1499 ALLIGATOR LOOP RD, MERRITT, NC 28556-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2005 · Amount on File |
| Deed Sale | Feb 25, 2005 · Amount on File |
| Prior Sale | Jun 1, 1987 |
| Deed Book / Page | 440 / 755 |
| Last Transfer Date | May 10, 2005 |
| Transfer Doc | 445/448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 1499 ALLIGATOR LOOP RD, MERRITT, NC 28556-9508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 662/389 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 662/389 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 1499 Alligator Loop Rd was $1,218.
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 | $174,077 Land $23,861 Building $150,216 | $174,077 Land $23,861 Building $150,216 |
| 2023 | $1,187.00 | $174,077 Land $23,861 Building $150,216 | $174,077 Land $23,861 Building $150,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1499 Alligator Loop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 220 in force |
| Nearby Flood Claims | 886 (1983–2021) |
| Claims Outside the SFHA | 26 of 886 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1499 Alligator Loop Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures