159 Terrapin Dr, Windber, PA 15963 Property Records

Somerset County property record for 159 Terrapin Dr, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,660 sqft · built 2021
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2018)
Tax Bill	$4,492 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit May 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S34-032-011-000`

Property Details

APN / Parcel Number

Primary APN	`S34-032-011-000`
Alternative APNs	`S34-032-011-00` `342035900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	342035900
Street Address	159 TERRAPIN DR
City	WINDBER
State	PA
Zip	15963-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57A BNG 1.01 A 2812/110 2 STY VINYL DWG ATT GAR
Legal Lot Number	57A
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 TERRAPIN DR, WINDBER, PA 15963-6619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SUMMIT BANK
May 12, 2020	Deed of Trust, Mortgage · Construction Mortgage 1ST SUMMIT BANK
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit 1ST SUMMIT BANK
Oct 12, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	20187611
Deed Book / Page	2719 / 182
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	159 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 TERRAPIN DR, WINDBER, PA 15963-6619

Mortgage

Document Number	003046/522
Date	Nov 14, 2023
Book Page	3046/522
Instrument	2023007698

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	159 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002807/368
Date	May 12, 2020
Book Page	2807/368
Instrument	2020002730

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 11, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	159 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003159/150
Date	Nov 17, 2025
Book Page	3159/150
Instrument	2025008138

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 10, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Oct 12, 2018
Property Address	159 TERRAPIN DR, WINDBER, PA 15963-6619
Document Number	02719/0182
Book / Page	2719 / 0182
Instrument Date	Oct 10, 2018
Instrument	2018007611
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 CAMBRIA AVE, WINDBER, PA 15963-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SCHRADER AVE, JOHNSTOWN, PA 15902-3347

Mortgage

Document Number	2018007612
Date	Oct 12, 2018
Instrument	2018007612

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Nov 1, 2021

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,280 (-)
2024	$4,492.00 (+6.72%)	$78,280 (-)
2023	$4,209.00	$78,280
1998			$156,560 Land $19,020 Building $137,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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