149 Terrapin Dr, Windber, PA 15963 Property Records

Somerset County property record for 149 Terrapin Dr, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 2015
Lot Size	0.864 acres (37,636 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Feb 2015)
Tax Bill	$4,414 (2024)
Deeds & Mortgages	Dec 2015 Mortgage Jun 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S34-032-006-000`

Property Details

APN / Parcel Number

Primary APN	`S34-032-006-000`
Alternative APNs	`S34-032-006-00` `342034990`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	37,636 sqft (0.864 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	342034990
Street Address	149 TERRAPIN DR
City	WINDBER
State	PA
Zip	15963-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BNG 0.864 A 2 STY VINYL DWG ATT GAR
Legal Subdivision	WINCHESTER ESTATES OF WINDBER
Legal Lot Number	22
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

149 Terrapin Dr is owned and occupied by two individuals who bought it in February 2015.

Source: Somerset County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2015	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK
Jun 25, 2015	Deed of Trust, Mortgage · ARM RELIANCE SAVINGS BANK
Feb 25, 2015	Deed, Transfer
Jul 9, 2010	Deed, Transfer
May 6, 2008	Deed, Transfer 1ST SUMMIT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2015 · Amount on File
Deed Sale	Feb 25, 2015 · Amount on File
Prior Sale	Jul 9, 2010 · Amount on File
Deed Document Number	20151355
Deed Book / Page	2501 / 808
Record Updated	Sep 20, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02552/0897
Date	Dec 10, 2015
Book Page	2552/0897
Instrument	2015009764

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.99%
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02522/0671
Date	Jun 25, 2015
Book Page	2522/0671
Instrument	2015004863

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16603

Agreement

Type	ARM
Amount	Amount on Record
Term	366 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	9.99%

February 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Feb 25, 2015
Property Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Document Number	02501/0808
Book / Page	2501 / 0808
Map Reference	MB28 PG57A-D
Instrument Date	Feb 20, 2015
Instrument	2015001355
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Tax	$922.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8788 ROUTE 422 HWY W, INDIANA, PA 15701-4356

July 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jul 9, 2010
Property Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Document Number	02192/0316
Book / Page	2192 / 0316
Map Reference	MB28 PG57A-D
Instrument Date	Jul 8, 2010
Instrument	2010006108
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Tax	$1,112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 POMROYS DR, WINDBER, PA 15963-2417

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	May 6, 2008
Property Address	149 TERRAPIN DR, WINDBER, PA 15963-6619
Document Number	02039/0024
Book / Page	2039 / 0024
Map Reference	MB28 PG57A-D
Instrument Date	May 1, 2008
Instrument	2008005409
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,104.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ELSIE DR, JOHNSTOWN, PA 15904-1216

Mortgage

Document Number	02039/0032
Date	May 6, 2008
Book Page	2039/0032
Instrument	2008005410

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$76,920
2024	$4,414.00 (+6.75%)	$76,920 (-)
2023	$4,135.00	$76,920
1998			$153,820 Land $17,710 Building $136,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Terrapin Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Terrapin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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