152 Terrapin Dr, Windber, PA 15963 Property Records

Somerset County property record for 152 Terrapin Dr, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,622 sqft · built 2017
Lot Size	2.17 acres (94,830 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Apr 2008)
Tax Bill	$4,427 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S34-032-005-000`

Property Details

APN / Parcel Number

Primary APN	`S34-032-005-000`
Alternative APNs	`S34-032-005-00` `342034960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	913 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	94,830 sqft (2.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	342034960
Street Address	152 TERRAPIN DR
City	WINDBER
State	PA
Zip	15963-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BNG 2.177 A 2 STY VINYL DWG ATT GAR
Legal Subdivision	WINCHESTE ESTATES OF WINDBER
Legal Lot Number	27
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

152 Terrapin Dr is owned and occupied by two individuals who bought it in April 2008.

Source: Somerset County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Feb 3, 2010	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Apr 8, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2008 · Amount on File
Deed Sale	Apr 8, 2008 · Amount on File
Deed Document Number	20083903
Deed Book / Page	2031 / 838
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02664/0675
Date	Nov 6, 2017
Book Page	2664/0675
Instrument	2017008026

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	WINDBER, PA 15963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	366 Months
Due	May 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02664/0705
Date	Nov 6, 2017
Book Page	2664/0705
Instrument	2017008028

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	WINDBER, PA 15963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2027

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02163/0897
Date	Feb 3, 2010
Book Page	2163/0897
Instrument	2010000862

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Transaction Type	Mortgage
Record Updated	May 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2664/0675
Date	Nov 6, 2017
Book Page	2664/0675
Instrument	2017008026

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	WINDBER, PA 15963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	366 Months
Due	May 1, 2048

April 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Apr 8, 2008
Property Address	152 TERRAPIN DR, WINDBER, PA 15963-6619
Document Number	02031/0838
Book / Page	2031 / 0838
Map Reference	MB28 PG57A-D
Instrument Date	Apr 7, 2008
Instrument	2008003903
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Tax	$1,304.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CLIFFTOP DR, GAITHERSBURG, MD 20878-2922

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$79,770
2024	$4,427.00 (+6.73%)	$77,150 (-)
2023	$4,148.00	$77,150
1998			$159,530 Land $21,240 Building $138,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 Terrapin Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Terrapin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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