159 N Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 159 N Westwind Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,632 sqft · built 1969
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Apr 2024)
Tax Bill	$17,199 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`486-292-04-00`

Property Details

APN / Parcel Number

Primary APN	`486-292-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,632 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	159 N WESTWIND DR
City	EL CAJON
State	CA
Zip	92020-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 27 TR 002308
Legal Subdivision	BERENDA PLACE
Legal Tract	002308
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16100

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 N WESTWIND DR, EL CAJON, CA 92020-2955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2023	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202493340
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	0000213918
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2024
Property Address	159 N WESTWIND DR, EL CAJON, CA 92020-2955
Document Number	0000093340
Map Reference	MAP 2308
Instrument Date	Apr 12, 2024
Instrument	2024-0093340
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	159 N WESTWIND DR, EL CAJON, CA 92020-2955

Mortgage

Document Number	0000093341
Date	Apr 15, 2024
Instrument	2024-0093341

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2023
Property Address	159 N WESTWIND DR, EL CAJON, CA 92020-2955
Document Number	0000313465
Map Reference	MAP 2308
Instrument Date	Sep 5, 2023
Instrument	2023-0313465
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000313466
Date	Nov 9, 2023
Instrument	2023-0313466

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,430,550 (+2%) Land $832,320 Building $598,230
2025	$17,199.00 (+260.64%) Homeowner's exemption	$1,402,500 (+326.66%) Land $816,000 Building $586,500
2023	$4,769.00 (+1.6%) Homeowner's exemption	$328,717 Land $118,231 Building $210,486
2022	$4,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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