124 N Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 124 N Westwind Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 1961
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Oct 2022)
Tax Bill	$11,504 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Sale & Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`486-280-07-00`

Property Details

APN / Parcel Number

Primary APN	`486-280-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 N WESTWIND DR
City	EL CAJON
State	CA
Zip	92020-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 19 TR 004044
Legal Subdivision	WESTWIND TERRACE
Legal Tract	004044
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	16100

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 23, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Oct 23, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Affidavit of Death, Transfer · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	2022409108
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0000651795
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000409108
Map Reference	MAP 4044
Instrument Date	Oct 4, 2022
Instrument	2022-0409108
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956

Mortgage

Document Number	0000409109
Date	Oct 24, 2022
Instrument	2022-0409109

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2022
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000219738
Map Reference	MAP 4044
Instrument Date	May 4, 2022
Instrument	2022-0219738
Transaction Type	Construction Loan
Record Updated	May 31, 2022
Title Company	TICOR TITLE COMPANY OF CA SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 30TH ST, SAN DIEGO, CA 92104-3004

Mortgage

Document Number	0000219739
Date	May 23, 2022
Instrument	2022-0219739

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000223072
Date	May 25, 2022
Instrument	2022-0223072

Lender

Name	DIRECTED INVESTMENTS LP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2020
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000651797
Instrument Date	Oct 14, 2020
Instrument	651797
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	124 N WESTWIND DR EL CAJON CA 920202956, EL CAJON, CA 92020-2956

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2020
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000651795
Map Reference	MAP 4044
Instrument Date	Oct 14, 2020
Instrument	2020-0651795
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956

Mortgage

Document Number	0000651796
Date	Oct 23, 2020
Instrument	2020-0651796

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2020
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000134590
Instrument Date	Mar 9, 2020
Instrument	134590
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	124 N WESTWIND DR EL CAJON CA 920202956, EL CAJON, CA 92020-2956

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2019
Property Address	124 N WESTWIND DR, EL CAJON, CA 92020-2956
Document Number	0000573447
Instrument Date	Dec 5, 2019
Instrument	573447
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N WESTWIND DR EL CAJON CA 920202956, EL CAJON, CA 92020-2956

Mortgage

Document Number	573448
Date	Dec 10, 2019
Instrument	573448

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,556 (+2%) Land $583,664 Building $344,892
2025	$11,504.00 (+4.53%) Homeowner's exemption	$910,350 (+4.04%) Land $572,220 Building $338,130
2023	$11,005.00 (+492.3%) Homeowner's exemption	$875,000 Land $550,000 Building $325,000
2022	$1,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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