138 N Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 138 N Westwind Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,226 sqft · built 1961
Lot Size0.248 acres (10,800 sqft)
OwnerCompany Name on Record
Last Sale$519,000 (Jul 2015)
Tax Bill$8,067 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN486-280-06-00

Property Details

APN / Parcel Number

Primary APN486-280-06-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,226 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area10,800 sqft (0.248 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address138 N WESTWIND DR
CityEL CAJON
StateCA
Zip92020-2956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 20 TR 004044
Legal SubdivisionWESTWIND TERRACE
Legal Tract004044
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract16100

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address138 N WESTWIND DR, EL CAJON, CA 92020-2956
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2015 · Amount on Record
Deed SaleJul 13, 2015 · Amount on Record
Prior SaleOct 24, 2014 · Amount on Record
Deed Document Number2015366139
Prior Transfer DateJul 25, 2014
Prior Transfer Doc0000341842
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address138 N WESTWIND DR, EL CAJON, CA 92020-2956
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 N WESTWIND DR, EL CAJON, CA 92020-2956

Mortgage

Document Number0000675537
DateSep 27, 2021
Instrument2021-0675537
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$626,666 (+2%) Land $213,425 Building $413,241
2025$8,067.00 (+7.82%) Homeowner's exemption$614,380 (+4.04%) Land $209,241 Building $405,139
2023$7,482.00 (+0.63%) Homeowner's exemption$590,525 Land $201,117 Building $389,408
2022$7,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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