159 McKay Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 159 McKay Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,259 sqft Living Area
Lot Size25,221 sqft (0.579 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2003)
Tax Bill$6,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-341-10
Alternative APN
  • 105-341-10-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,259 sqft Living Area
Gross Area1,699 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,221 sqft (0.579 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
TopographySteep Topography

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageSeptic Sewage

Location & Zoning

Street Address159 MCKAY RD
CityAPTOS
StateCA
Zip95003-9740
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSOQUEL AUGMENTATION
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1000
Census Tract122204

Owner

Source: Santa Cruz County records · APN 105-341-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address159 MCKAY RD, APTOS, CA 95003-9740
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 07, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2003 · Amount on Record
Deed SaleDec 12, 2003 · Amount on Record
Prior SaleOct 30, 1997 · Amount on Record
Deed Doc Number2003121455
Last Transfer DateNov 16, 2016
Transfer Doc0000046220
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address159 MCKAY RD, APTOS, CA 95003-9740
Transaction TypeMortgage
Record UpdatedMay 25, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 MCKAY RD, APTOS, CA 95003-9740

Mortgage

Document Number0000015056
DateMay 12, 2022
Instrument2022-0015056
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 25, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address159 MCKAY RD, APTOS, CA 95003-9740
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037514
DateNov 07, 2017
Instrument2017-0037514
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 11, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address159 MCKAY RD, APTOS, CA 95003-9740
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 MCKAY RD, APTOS, CA 95003-9740

Mortgage

Document Number0000057572
DateDec 31, 2020
Instrument2020-0057572
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$580,095 (+2%) Land $348,058 Building $232,037
2025$6,895.00 (+10.07%) Homeowner's exemption$568,720 (+4.04%) Land $341,233 Building $227,487
2023$6,264.00 (+0.64%) Homeowner's exemption$546,637 Land $327,983 Building $218,654$797,760
2022$6,224.00

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