Santa Cruz County property record for 154 McKay Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Public Works > Recreational Vacant Land |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 3,036 sqft Gross Area |
| Lot Size | 23,740 sqft (0.545 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $745,000 (2008) |
| Tax Bill | $7,142.00 (2025) |
Source: Santa Cruz County records · APN 105-272-14
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 MCKAY RD, APTOS, CA 95003-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 30, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage WESTERN BANCORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2008 · Amount on Record |
| Deed Sale | May 29, 2008 · Amount on Record |
| Deed Doc Number | 200823008 |
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 0000012982 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 154 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000023458 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 154 MCKAY RD APTOS CA 950039740, APTOS, CA 95003-9740 |
| Document Number | 0000023458 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 23458 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 154 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000020156 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 154 MCKAY RD APTOS CA 950039740, APTOS, CA 95003-9740 |
| Document Number | 0000020156 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 20156 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 30, 2018 |
| Property Address | 154 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000012982 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 12982 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 154 MCKAY RD APTOS CA 950039740, APTOS, CA 95003-9740 |
| Document Number | 12983 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 12983 |
| Name | WESTERN BANCORP |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,241 (+2%) Land $270,563 Building $324,678 | ||
| 2025 | $7,142.00 (+9.98%) | $583,569 (+4.04%) Land $265,258 Building $318,311 | |
| 2023 | $6,494.00 (+1.85%) | $560,909 Land $254,958 Building $305,951 | $1,139,130 |
| 2022 | $6,376.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 105-272-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,036 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,740 sqft (0.545 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 479 sqft Garage |
| Deck Area | 1,012 sqft Deck |
| Patio Area | 1,012 sqft Patio |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 154 MCKAY RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9740 |
| Property Usage | Land which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage |
| Type | Public Works > Recreational Vacant Land |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 122204 |
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