Santa Cruz County property record for 153 McKay Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,825 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $710,000 (2018) |
| Tax Bill | $9,598.00 (2025) |
Source: Santa Cruz County records · APN 105-271-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 153 MCKAY RD, APTOS, CA 95003-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG |
| Feb 27, 2020 | Quit Claim Deed, Transfer PLANET HM LNDG |
| Apr 02, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SUPREME LNDG |
| Apr 02, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2018 · Amount on Record |
| Deed Sale | Apr 02, 2018 · Amount on Record |
| Deed Doc Number | 20189547 |
| Last Transfer Date | Feb 21, 2020 |
| Transfer Doc | 0000006898 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9740 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 153 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000008518 |
|---|---|
| Date | May 08, 2024 |
| Instrument | 2024-0008518 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.34% |
| Type Change Date | May 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.34% |
| Max Rate At Change | 9.34% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 1 |
| Max Rate | 13.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Document Number | 0000022847 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0022847 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Document Number | 0000029568 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 153 MCKAY RD APTOS CA 950039329, APTOS, CA 95003-9329 |
| Document Number | 0000029568 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 29568 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Document Number | 0000006898 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 6898 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 153 MCKAY RD APTOS CA 950039329, APTOS, CA 95003-9329 |
| Document Number | 6899 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 6899 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 02, 2018 |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Document Number | 0000009547 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 9547 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 153 MCKAY RD APTOS CA 950039329, APTOS, CA 95003-9329 |
| Document Number | 9549 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 9549 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 02, 2018 |
| Property Address | 153 MCKAY RD, APTOS, CA 95003-9329 |
| Document Number | 0000009548 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 9548 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 153 MCKAY RD APTOS CA 950039329, APTOS, CA 95003-9329 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $824,016 (+2%) Land $742,775 Building $81,241 | ||
| 2025 | $9,598.00 (+9.67%) Homeowner's exemption | $807,859 (+4.04%) Land $728,211 Building $79,648 | |
| 2023 | $8,752.00 (+1.85%) Homeowner's exemption | $776,489 Land $699,934 Building $76,555 | $745,380 |
| 2022 | $8,593.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 105-271-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,825 sqft Living Area |
| Gross Area | 2,275 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,522 sqft (0.54 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 450 sqft Garage |
| Deck Area | 231 sqft Deck |
| Patio Area | 231 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 153 MCKAY RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9740 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 122204 |
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