Schoharie County and Cobleskill Town property record for 159 Elm St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,452 sqft · built 1860 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Apr 1997) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | May 2022 Sale Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.5-2-6 |
| Primary APN | 432601 68.5-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 684 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 135 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101339 |
|---|---|
| Street Address | 159 ELM ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE ARAGE |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 68.5-2-6
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2351 W FULTON RD, WARNERVILLE, NY 12187-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer |
| Dec 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NEW YORK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 1997 · Amount on Record |
| Deed Sale | Apr 08, 1997 · Amount on Record |
| Deed Book / Page | 612 / 238 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 19, 2022 |
| Property Address | 159 ELM ST, COBLESKILL, NY 12043-4673 |
| Document Number | 001164/101 |
| Book / Page | 1164 / 101 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 810502 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 159 ELM ST, COBLESKILL, NY 12043-4673 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 159 ELM ST, COBLESKILL, NY 12043-4673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1862/77 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 1862/77 |
| Instrument | 770264 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,850.00 (+26.27%) | $66,000 (-) Land $8,600 Building $57,400 | $134,694 (+16.33%) Land $17,551 Building $117,143 |
| 2023 | $66,000 Land $8,600 Building $57,400 | $115,789 Land $15,088 Building $100,701 | |
| 2020 | $3,049.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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