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155 Elm St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 155 Elm St, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,804 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$102,500 (Jan 2020)
Tax Bill$6,711 (2026)
Deeds & MortgagesAug 2020 Sale
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN432601 68.5-2-7

Property Details

APN / Parcel Number

Primary APN432601 68.5-2-7
Alternative APNs
  • 260106800500020070000000
  • 431A100939

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,804 sqft Living Area
1st Floor Area1,128 sqft
2nd Floor Area676 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area487 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100939
Street Address155 ELM ST
CityCOBLESKILL
StateNY
Zip12043-4673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOUSE GARAGE
Legal Block2
Legal Lot Number7.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5012
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8 WILSON CT, ENFIELD, CT 06082-5225
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed, Transfer
Jan 6, 2020Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 9, 2018Quit Claim Deed, Transfer
Quitclaim
Nov 1, 2017Deed, Transfer
NOT AVAILABLE, MARK KNUCKLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleNov 1, 2017 · Amount on Record
Deed Document Number2020771975
Deed Book / Page1105 / 290
Last Transfer DateAug 6, 2020
Transfer Doc0001118/89
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 24, 2020
Property Address155 ELM ST, COBLESKILL, NY 12043-4673
Document Number0001118/89
Book / Page1118 / 89
Instrument DateAug 6, 2020
Instrument777657
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8 WILSON CT, ENFIELD, CT 06082-5225

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJan 6, 2020
Property Address155 ELM ST, COBLESKILL, NY 12043-4673
Document Number001105/290
Book / Page1105 / 290
Instrument DateDec 26, 2019
Instrument771975
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WILSON CT, ENFIELD, CT 06082-5225

Mortgage

Document Number0000771977
DateJan 6, 2020
Instrument771977
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number001105/290
DateJan 6, 2020
Book Page1105/290
Instrument771975
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateJan 9, 2018
Property Address155 ELM ST, COBLESKILL, NY 12043-4673
Document Number001061/193
Book / Page1061 / 193
Instrument DateNov 13, 2017
Instrument000000730405
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12425 RACE TRACK RD, TAMPA, FL 33626-3110

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateNov 1, 2017
Property Address155 ELM ST, COBLESKILL, NY 12043-4673
Document Number0000001057/0000000132
Book / Page0000001057 / 0000000132
Instrument DateOct 4, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, MARK KNUCKLES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E ROYAL LN, IRVING, TX 75039-3540
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,711.00 (+19.09%)
2025$5,635.00 (+3.51%)$93,700 (-) Land $9,500 Building $84,200$191,224 (+11.84%) Land $19,388 Building $171,836
2024$5,444.00 (+6.2%)$93,700 (-) Land $9,500 Building $84,200$170,985 (+4.01%) Land $17,336 Building $153,649
2023$93,700 Land $9,500 Building $84,200$164,386 Land $16,667 Building $147,719
2020$5,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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