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153 Elm St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 153 Elm St, Cobleskill, NY 12043

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,148 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$70,602 (Sep 2023)
Tax Bill$5,084 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Sep 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN432601 68.5-2-8

Property Details

APN / Parcel Number

Primary APN432601 68.5-2-8
Alternative APNs
  • 260106800500020080000000
  • 431A100616

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,148 sqft Total Area
1st Floor Area1,140 sqft
2nd Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions155 ft deep x 50 ft wide
Garage TypeDetached
Garage Area228 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100616
Street Address153 ELM ST
CityCOBLESKILL
StateNY
Zip12043-4736
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR1
Legal DescriptionGAR 2 FAM HOUSE & GAR
Legal Block2
Legal Lot Number8.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5012
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town assessment roll, APN 432601 68.5-2-8, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 EAST ST, COBLESKILL, NY 12043-4650
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2024Deed, Transfer · Stand-Alone First Mortgage
BANK OF RICHMONDVILLE
Sep 07, 2023Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2023 · Amount on Record
Deed SaleSep 07, 2023 · Amount on Record
Prior SaleJul 21, 2016 · Amount on Record
Deed Document Number2023822512
Deed Book / Page1196 / 204
Prior Transfer DateMay 27, 2000
Prior Transfer Doc0678000001
Record UpdatedJun 08, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 27, 2024
Property Address153 ELM ST, COBLESKILL, NY 12043-4736
Document Number001214/174
Book / Page1214 / 174
Instrument DateMay 07, 2024
Instrument825550
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EAST ST, COBLESKILL, NY 12043-4650

Mortgage

Document Number0000825551
DateJun 27, 2024
Instrument825551
Lender
NameBANK OF RICHMONDVILLE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

September 2023: Deed, Foreclosure

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateSep 07, 2023
Property Address153 ELM ST, COBLESKILL, NY 12043-4736
Document Number001196/204
Book / Page1196 / 204
Instrument DateAug 22, 2023
Instrument822512
Transaction TypeForeclosure
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 W END AVE # STE76, STE76, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,084.00$82,800 (-) Land $8,400 Building $74,400$168,980 (+16.33%) Land $17,143 Building $151,837
2023$82,800 (-) Land $8,400 Building $74,400$145,263 (+12.28%) Land $14,737 Building $130,526
2022$82,800 Land $8,400 Building $74,400$129,375 Land $13,125 Building $116,250
2020$13,605.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), as of February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4700094, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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