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159 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 159 Calhoun Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,813 sqft · built 2007
Lot Size1.34 acres (58,469 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Aug 2003)
Tax Bill$14,645 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-6632-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-6632-6
Alternative APNs
  • 00-2S-22-0630-0000-14B3
  • 22S2000630000014B3

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,813 sqft Living Area
Gross Area8,062 sqft
1st Floor Area2,704 sqft
Upper Floors Area2,489 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area58,469 sqft (1.34 acres)
Lot Width110 ft Width
Garage TypeAttached
Garage Area338 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area3,806 sqft
Boat HouseBoat House
Boat LiftBoat Lift
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address159 CALHOUN AVE
CityDESTIN
StateFL
Zip32541-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTIN M/P A LOT ON NE SIDE LOT 14B 110 FT ALONG BAY & EXTENDING TO CALHOUN AVE BEING 80 FT ON SAID AVE 1014-496
Legal SubdivisionDESTIN M/P
Legal Lot Number14B
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23306

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address159 CALHOUN AVE, DESTIN, FL 32541-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2003 · Amount on Record
Deed SaleAug 5, 2003 · Amount on Record
Deed Document Number20032041679
Deed Book / Page2461 / 3550
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address159 CALHOUN AVE, DESTIN, FL 32541-1503
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 CALHOUN AVE, DESTIN, FL 32541-1503

Mortgage

Document Number0036852098
DateJul 27, 2023
Book Page3685/2098
Instrument3638140
Lender
NameREGIONS BANK OF FLORIDA
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,645.00 (+5.23%) Homeowner's exemption$1,275,608 (+5.99%)$2,179,861 (+2.58%) Land $757,431 Building $1,422,430
2023$13,917.00 (+2.2%) Homeowner's exemption$1,203,551 (+3%)$2,125,071 (+16.47%) Land $728,299 Building $1,396,772
2022$13,618.00 Homeowner's exemption$1,168,496$1,824,578 Land $630,561 Building $1,194,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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