204 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 204 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Vacant Land
Details	2 bd · 2 ba · 1,272 sqft · built 2008
Lot Size	0.422 acres (18,399 sqft)
Owner	2 Company Names on Record
Last Sale	$449,000 (Dec 2024)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4562-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4562-7`
Alternative APNs	`00-2S-22-0310-000D-0640` `22S2000310000D0640`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	648 sqft
Upper Floors Area	624 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,399 sqft (0.422 acres)
Lot Width	100 ft Width
Porch	Finished/Open Porch
Porch Area	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1506
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CALHOUN S/D DESTIN LOT 64 BLK D EXC SE150 FT
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	64
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2004
Census Tract	23306

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	8906 BIG HORN TRL, PIKE ROAD, AL 36064-2379
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Dec 26, 2024	Warranty Deed, Transfer BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC
Apr 16, 2024	Warranty Deed, Transfer UNKNOWN, KETCHERSID LAND & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	20243729778
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	204 CALHOUN AVE, DESTIN, FL 32541-1506
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8906 BIG HORN TRL, PIKE ROAD, AL 36064-2379

Mortgage

Document Number	0003794977
Date	Jan 23, 2026
Instrument	3794977

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Max Rate	11.7%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 26, 2024
Property Address	204 CALHOUN AVE, DESTIN, FL 32541-1506
Document Number	0003729778
Map Reference	MB 2 PG 43-A
Instrument Date	Dec 20, 2024
Instrument	3729778
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HOLLYWOOD BIVD SW, FORT WALTON BEACH, FL 32548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8906 BIG HORN TRL, PIKE ROAD, AL 36064-2379

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 16, 2024
Property Address	204 CALHOUN AVE, DESTIN, FL 32541-1506
Document Number	0003682425
Map Reference	MB 2 PG 43
Instrument Date	Apr 16, 2024
Instrument	3682425
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, KETCHERSID LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11906 AERIE DR, TOMBALL, TX 77377-3466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HOLLYWOOD BLVD SW, FORT WALTON BEACH, FL 32548-4800

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (+50.67%)	$142,677 (+7.75%) Land $142,677	$142,677 (-56.19%) Land $142,677
2023	$1,121.00 (+3.22%) Homeowner's exemption	$132,409 (+3%)	$325,679 (+9.56%) Land $129,459 Building $196,220
2022	$1,086.00 Homeowner's exemption	$128,552	$297,273 Land $117,690 Building $179,583

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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